Compare Today’s Mortgage Rates for Garcia, Colorado
Pureloan searches mortgage lenders and major banks in Garcia, Colorado 81134 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,744 or $16 / month is expected in Garcia and other areas of Costilla county.
Pureloan’s search engine explores all home mortgage options in Garcia, Colorado 81134, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Garcia, Colorado 81134
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Garcia, CO 81134, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Garcia, Colorado 81134 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Garcia, Colorado and around Costilla county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.14% | 84.75% | 85.28% | 86.89% | 87.96% | 90.17% | 88.59% | 88.21% |
| avg mortgage rate | 4.96% | 4.67% | 3.89% | 3.91% | 4.49% | 4.20% | 4.01% | 4.19% |
| % 15 year fixed mortgage | 13.04% | 11.86% | 11.66% | 11.48% | 9.52% | 8.43% | 8.50% | 9.74% |
| avg mortgage rate | 4.24% | 3.98% | 3.30% | 3.02% | 3.53% | 3.43% | 3.31% | 3.41% |
| Avg credit score | 759.71 | 761.92 | 769.49 | 762.01 | 755.71 | 756.41 | 753.66 | 752.16 |
| Avg LTV (loan to value) | 76.84% | 78.49% | 79.98% | 82.95% | 83.36% | 82.81% | 82.02% | 82.09% |
| Avg DTI (debt to income) | 31.85 | 32.62 | 31.18 | 31.55 | 32.78 | 32.60 | 33.39 | 33.04 |
| % First time homebuyer | 30.80% | 25.99% | 28.83% | 29.92% | 33.33% | 36.80% | 29.98% | 33.85% |
| Avg mortgage insurance % | 5.73% | 6.80% | 9.39% | 11.17% | 11.88% | 11.87% | 11.88% | 11.34% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Garcia, Colorado 81134
If you’re looking to buy a new home in Garcia, we have compiled a list of the leading mortgage brokers around Garcia, Colorado 81134 to help you with your search.
Suit Growth Fund
14933 Highway 172
Ignacio CO 81134
(970) 563-3651
http://suitgrowthfund.com
Elk Country Mortgage
271 Mountain View Dr
Bayfield CO 81134
(970) 884-2659
kristeen@qwestoffice.net
OneMain Financial
1307 Main St
Alamosa CO 81134
(719) 589-2506
http://branches.onemainfinancial.com/co/alamosa/1307-main-street.html
Ace Cash Express
518 West Ave
Alamosa CO 81134
(719) 587-4038
customerservice@acecashexpress.com
Slv Housing Coalition
529 Main St
Alamosa CO 81134
(719) 587-9807
http://www.intuit.com/
Address
14933 Highway 172
Ignacio CO
Contact
(970) 563-3651
http://suitgrowthfund.com
Address
271 Mountain View Dr
Bayfield CO
Contact
(970) 884-2659
kristeen@qwestoffice.net
Address
1307 Main St
Alamosa CO
Contact
(719) 589-2506
http://branches.onemainfinancial.com/co/alamosa/1307-main-street.html