Compare Today’s Mortgage Rates in Hereford, Colorado 80732
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hereford, Colorado 80732.
Our search engine thoroughly explores all home mortgage options in Hereford, Colorado 80732, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,996 in lifetime cash or $36 per month in Hereford and other areas of Laramie county.
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Summary of Average Mortgages in Hereford, Colorado 80732
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Hereford, Colorado 80732
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hereford, CO 80732. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hereford, Colorado 80732 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hereford, Colorado and around Laramie county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.53% | 96.97% | 96.78% | 96.24% | 94.91% | 94.19% | 95.24% | 95.78% | 93.30% |
avg mortgage rate | 6.15% | 4.48% | 2.97% | 3.28% | 4.34% | 4.62% | 4.20% | 3.93% | 4.13% |
% 15 year fixed mortgage | 2.13% | 2.29% | 2.60% | 2.78% | 3.61% | 4.52% | 3.74% | 3.22% | 5.34% |
avg mortgage rate | 5.52% | 3.54% | 2.36% | 2.79% | 3.82% | 3.90% | 3.48% | 3.12% | 3.23% |
Avg credit score | 761.15 | 765.08 | 766.22 | 770.85 | 764.77 | 759.29 | 759.93 | 756.55 | 757.46 |
Avg LTV (loan to value) | 76.28% | 76.65% | 78.01% | 78.59% | 77.96% | 75.84% | 76.83% | 79.38% | 79.18% |
Avg DTI (debt to income) | 39.05 | 37.49 | 35.14 | 35.47 | 36.63 | 36.82 | 35.68 | 35.53 | 34.97 |
% First time homebuyer | 42.67% | 37.80% | 35.79% | 33.24% | 33.58% | 27.60% | 25.66% | 27.61% | 25.76% |
Avg mortgage insurance % | 10.94% | 9.96% | 10.19% | 10.72% | 10.05% | 8.02% | 7.97% | 9.36% | 9.74% |
Best Mortgage Brokers around Hereford, Colorado 80732
For those searching for a new home in Hereford, we have compiled a list of the top mortgage brokers located in and around Hereford, Colorado 80732 to assist you with your search.
Name
Address
Contact
EZ Money
302 W Main St
Sterling CO 80732
(970) 522-9200
http://www.ezmoneypaydayloans.com/
Wells Fargo Home Mortgage
129 S 3rd St
Sterling CO 80732
(970) 521-9952
http://www.wellsfargo.com/mortgage/
Ace Cash Express
1309 W Main St
Sterling CO 80732
(970) 522-5058
customerservice@acecashexpress.com
A Able Loan & Finance
214 Clayton St
Brush CO 80732
(970) 842-2312
Address
302 W Main St
Sterling CO
Contact
(970) 522-9200
http://www.ezmoneypaydayloans.com/
Address
129 S 3rd St
Sterling CO
Contact
(970) 521-9952
http://www.wellsfargo.com/mortgage/
Address
1309 W Main St
Sterling CO
Contact
(970) 522-5058
customerservice@acecashexpress.com