Compare Today’s Mortgage Rates for Lafayette, Colorado

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lafayette, Colorado 80026. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $23,324 or $65 / month in Lafayette and surrounding areas of Boulder county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lafayette, Colorado 80026.

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Summary of Average Mortgage Terms in Lafayette, Colorado 80026

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lafayette, CO 80026, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lafayette, Colorado 80026 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lafayette, Colorado and around Boulder county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.62% 90.53% 91.05% 91.27% 92.86% 92.24% 94.24% 93.51%
avg mortgage rate 4.98% 4.67% 3.90% 4.01% 4.48% 4.16% 3.96% 4.18%
% 15 year fixed mortgage 6.21% 7.41% 7.18% 7.79% 6.29% 6.51% 4.66% 5.50%
avg mortgage rate 4.37% 3.95% 3.20% 3.16% 3.52% 3.29% 3.19% 3.34%
Avg credit score 760.81 762.63 764.78 758.87 754.34 753.85 751.70 753.60
Avg LTV (loan to value) 74.34% 76.53% 78.72% 79.76% 80.94% 80.89% 80.38% 79.15%
Avg DTI (debt to income) 34.64 34.10 33.58 33.95 35.02 35.44 35.88 36.16
% First time homebuyer 30.67% 27.91% 27.36% 30.52% 34.61% 35.29% 35.11% 33.80%
Avg mortgage insurance % 3.53% 5.63% 8.25% 9.63% 11.32% 11.31% 10.51% 9.67%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lafayette, Colorado 80026

If you’re looking to buy a new home in Lafayette, we have compiled a list of the leading mortgage brokers around Lafayette, Colorado 80026 to help you with your search.

Name
Address
Contact

Prosperity Financial

106 S Harrison Ave

Lafayette CO 80026

(303) 666-6550

http://www.myprosperityfinancial.com

Competitive Mortgage

1369 Forest Park Cir

Lafayette CO 80026

(303) 604-2240

http://libertyhomeloans.com

Cherry Creek Mortgage Co.

106 S Harrison Ave

Lafayette CO 80026

(303) 666-6550

http://www.colomortgages.com

Academy Mortgage - Lafayette

2575 Park Ln

Lafayette CO 80026

(303) 586-8249

contact@academymortgage.com

Ezmoney

406 S Public Rd

Lafayette CO 80026

(303) 665-1002

usfsmarketing@ezcorp.com

Address

106 S Harrison Ave

Lafayette CO

Contact

(303) 666-6550

http://www.myprosperityfinancial.com

Address

1369 Forest Park Cir

Lafayette CO

Contact

(303) 604-2240

http://libertyhomeloans.com

Address

106 S Harrison Ave

Lafayette CO

Contact

(303) 666-6550

http://www.colomortgages.com

News on Mortgages and Reverse Mortgages for Lafayette, Colorado 80026