Compare Today’s Mortgage Rates for Lafayette, Colorado
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lafayette, Colorado 80026. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $23,324 or $65 / month in Lafayette and surrounding areas of Boulder county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lafayette, Colorado 80026.
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Summary of Average Mortgage Terms in Lafayette, Colorado 80026
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Lafayette, CO 80026, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lafayette, Colorado 80026 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Lafayette, Colorado and around Boulder county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.62% | 90.53% | 91.05% | 91.27% | 92.86% | 92.24% | 94.24% | 93.51% |
| avg mortgage rate | 4.98% | 4.67% | 3.90% | 4.01% | 4.48% | 4.16% | 3.96% | 4.18% |
| % 15 year fixed mortgage | 6.21% | 7.41% | 7.18% | 7.79% | 6.29% | 6.51% | 4.66% | 5.50% |
| avg mortgage rate | 4.37% | 3.95% | 3.20% | 3.16% | 3.52% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 760.81 | 762.63 | 764.78 | 758.87 | 754.34 | 753.85 | 751.70 | 753.60 |
| Avg LTV (loan to value) | 74.34% | 76.53% | 78.72% | 79.76% | 80.94% | 80.89% | 80.38% | 79.15% |
| Avg DTI (debt to income) | 34.64 | 34.10 | 33.58 | 33.95 | 35.02 | 35.44 | 35.88 | 36.16 |
| % First time homebuyer | 30.67% | 27.91% | 27.36% | 30.52% | 34.61% | 35.29% | 35.11% | 33.80% |
| Avg mortgage insurance % | 3.53% | 5.63% | 8.25% | 9.63% | 11.32% | 11.31% | 10.51% | 9.67% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lafayette, Colorado 80026
If you’re looking to buy a new home in Lafayette, we have compiled a list of the leading mortgage brokers around Lafayette, Colorado 80026 to help you with your search.
Prosperity Financial
106 S Harrison Ave
Lafayette CO 80026
(303) 666-6550
http://www.myprosperityfinancial.com
Competitive Mortgage
1369 Forest Park Cir
Lafayette CO 80026
(303) 604-2240
http://libertyhomeloans.com
Cherry Creek Mortgage Co.
106 S Harrison Ave
Lafayette CO 80026
(303) 666-6550
http://www.colomortgages.com
Academy Mortgage - Lafayette
2575 Park Ln
Lafayette CO 80026
(303) 586-8249
contact@academymortgage.com
Ezmoney
406 S Public Rd
Lafayette CO 80026
(303) 665-1002
usfsmarketing@ezcorp.com
Address
106 S Harrison Ave
Lafayette CO
Contact
(303) 666-6550
http://www.myprosperityfinancial.com
Address
1369 Forest Park Cir
Lafayette CO
Contact
(303) 604-2240
http://libertyhomeloans.com
Address
106 S Harrison Ave
Lafayette CO
Contact
(303) 666-6550
http://www.colomortgages.com