Compare Today’s Mortgage Rates in Lazear, Colorado 81420
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lazear, Colorado 81420.
Our search engine thoroughly explores all home mortgage options in Lazear, Colorado 81420, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,596 in lifetime cash or $32 per month in Lazear and other areas of Delta county.
Summary of Average Mortgages in Lazear, Colorado 81420
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Interactive Mortgage Rate Projections for Lazear, Colorado 81420
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lazear, CO 81420. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lazear, Colorado 81420 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lazear, Colorado and around Delta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.30% | 94.86% | 94.85% | 93.07% | 90.13% | 92.79% | 90.28% | 85.76% | 90.17% |
avg mortgage rate | 6.56% | 4.64% | 3.10% | 3.54% | 4.58% | 4.72% | 4.26% | 4.03% | 4.22% |
% 15 year fixed mortgage | 3.36% | 4.18% | 3.24% | 4.83% | 7.26% | 5.97% | 7.42% | 10.36% | 8.55% |
avg mortgage rate | 5.70% | 3.65% | 2.41% | 3.01% | 3.79% | 4.02% | 3.44% | 3.34% | 3.35% |
Avg credit score | 746.86 | 760.76 | 751.98 | 752.92 | 750.69 | 756.88 | 752.60 | 755.53 | 757.05 |
Avg LTV (loan to value) | 77.32% | 80.51% | 81.98% | 81.29% | 81.90% | 79.91% | 81.14% | 81.15% | 81.55% |
Avg DTI (debt to income) | 39.60 | 37.64 | 34.93 | 34.74 | 35.64 | 35.06 | 33.47 | 33.06 | 31.94 |
% First time homebuyer | 31.54% | 33.76% | 31.91% | 31.72% | 32.22% | 21.89% | 23.27% | 21.36% | 24.79% |
Avg mortgage insurance % | 11.46% | 12.21% | 12.62% | 12.31% | 11.86% | 10.28% | 10.93% | 11.10% | 10.32% |
Best Mortgage Brokers around Lazear, Colorado 81420
For those searching for a new home in Lazear, we have compiled a list of the top mortgage brokers located in and around Lazear, Colorado 81420 to assist you with your search.
Mundy Mortgage Inc.
516 4th St
Paonia CO 81420
(970) 527-7536
Republic Mortgage Home Loans
909 S Townsend Ave
Montrose CO 81420
(970) 249-1615
jmott@repmtg.com
Montrose Bank
200 N Townsend Ave
Montrose CO 81420
(970) 249-2345
ron@montroseprintingcenter.com
Fidelity Mortgage
221 Colorado Ave
Montrose CO 81420
(970) 252-7395
http://www.fidelitymtg.com/
Ezmoney
1104 S Townsend Ave
Montrose CO 81420
(970) 252-9925
http://www.ezmoneypaydayloans.com/locations.php
Address
516 4th St
Paonia CO
Contact
(970) 527-7536
Address
909 S Townsend Ave
Montrose CO
Contact
(970) 249-1615
jmott@repmtg.com
Address
200 N Townsend Ave
Montrose CO
Contact
(970) 249-2345
ron@montroseprintingcenter.com