Compare Today’s Mortgage Rates in Monarch, Colorado 81227
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Monarch, Colorado 81227.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Monarch, Colorado 81227. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,970 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Monarch and other areas of Chaffee county.
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Summary of Average Mortgages in Monarch, Colorado 81227
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Monarch, Colorado 81227
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Monarch, CO 81227. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Monarch, Colorado 81227 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Monarch, Colorado and around Chaffee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.30% | 94.86% | 94.85% | 93.07% | 90.13% | 92.79% | 90.28% | 85.76% | 90.17% |
| avg mortgage rate | 6.56% | 4.64% | 3.10% | 3.54% | 4.58% | 4.72% | 4.26% | 4.03% | 4.22% |
| % 15 year fixed mortgage | 3.36% | 4.18% | 3.24% | 4.83% | 7.26% | 5.97% | 7.42% | 10.36% | 8.55% |
| avg mortgage rate | 5.70% | 3.65% | 2.41% | 3.01% | 3.79% | 4.02% | 3.44% | 3.34% | 3.35% |
| Avg credit score | 746.86 | 760.76 | 751.98 | 752.92 | 750.69 | 756.88 | 752.60 | 755.53 | 757.05 |
| Avg LTV (loan to value) | 77.32% | 80.51% | 81.98% | 81.29% | 81.90% | 79.91% | 81.14% | 81.15% | 81.55% |
| Avg DTI (debt to income) | 39.60 | 37.64 | 34.93 | 34.74 | 35.64 | 35.06 | 33.47 | 33.06 | 31.94 |
| % First time homebuyer | 31.54% | 33.76% | 31.91% | 31.72% | 32.22% | 21.89% | 23.27% | 21.36% | 24.79% |
| Avg mortgage insurance % | 11.46% | 12.21% | 12.62% | 12.31% | 11.86% | 10.28% | 10.93% | 11.10% | 10.32% |
Best Mortgage Brokers around Monarch, Colorado 81227
For those searching for a new home in Monarch, we have compiled a list of the top mortgage brokers located in and around Monarch, Colorado 81227 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
909 N Main St
Gunnison CO 81227
(970) 642-0432
http://www.wellsfargo.com/mortgage/
PNC Mortgage
127 N Main St
Gunnison CO 81227
(970) 641-1276
http://www.pncmortgage.com/
West Elk Mortgage
107 E Georgia Ave
Gunnison CO 81227
(970) 641-5757
Cornerstone Home Lending
312 N Main St
Gunnison CO 81227
(970) 642-5028
Mortgage Solutions Of Co.
424 S Boulevard St
Gunnison CO 81227
(970) 641-5757
Address
909 N Main St
Gunnison CO
Contact
(970) 642-0432
http://www.wellsfargo.com/mortgage/
Address
127 N Main St
Gunnison CO
Contact
(970) 641-1276
http://www.pncmortgage.com/
Address
107 E Georgia Ave
Gunnison CO
Contact
(970) 641-5757