Compare Today’s Mortgage Rates in Somerset, Colorado 81434
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Somerset, Colorado 81434.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,753 over the lifetime of your 30-year fixed loan, or a monthly savings of $24 in Somerset and other areas of Gunnison county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Somerset, Colorado 81434
Become a certified mortgage expert on Pureloan.com
in Somerset, Colorado 81434
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Somerset, Colorado 81434
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Somerset, CO 81434. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Somerset, Colorado 81434 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Somerset, Colorado and around Gunnison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.30% | 94.86% | 94.85% | 93.07% | 90.13% | 92.79% | 90.28% | 85.76% | 90.17% |
avg mortgage rate | 6.56% | 4.64% | 3.10% | 3.54% | 4.58% | 4.72% | 4.26% | 4.03% | 4.22% |
% 15 year fixed mortgage | 3.36% | 4.18% | 3.24% | 4.83% | 7.26% | 5.97% | 7.42% | 10.36% | 8.55% |
avg mortgage rate | 5.70% | 3.65% | 2.41% | 3.01% | 3.79% | 4.02% | 3.44% | 3.34% | 3.35% |
Avg credit score | 746.86 | 760.76 | 751.98 | 752.92 | 750.69 | 756.88 | 752.60 | 755.53 | 757.05 |
Avg LTV (loan to value) | 77.32% | 80.51% | 81.98% | 81.29% | 81.90% | 79.91% | 81.14% | 81.15% | 81.55% |
Avg DTI (debt to income) | 39.60 | 37.64 | 34.93 | 34.74 | 35.64 | 35.06 | 33.47 | 33.06 | 31.94 |
% First time homebuyer | 31.54% | 33.76% | 31.91% | 31.72% | 32.22% | 21.89% | 23.27% | 21.36% | 24.79% |
Avg mortgage insurance % | 11.46% | 12.21% | 12.62% | 12.31% | 11.86% | 10.28% | 10.93% | 11.10% | 10.32% |
Best Mortgage Brokers around Somerset, Colorado 81434
For those searching for a new home in Somerset, we have compiled a list of the top mortgage brokers located in and around Somerset, Colorado 81434 to assist you with your search.
Academy Mortgage Corporation
220 E Colorado Ave
Telluride CO 81434
(970) 728-1029
http://academymortgage.com
Ajax Capital
100 W Colorado Ave
Telluride CO 81434
(970) 728-8799
http://telluridealpinechapel.com
Everbank
100 W Colorado Ave
Telluride CO 81434
(970) 729-2447
https://www.everbank.com/service/location-details
Inter-Mountain Funding
398 W Colorado Ave
Telluride CO 81434
(970) 728-5599
Sunway Corporation
220 E Colorado Ave
Telluride CO 81434
(970) 728-1450
Address
220 E Colorado Ave
Telluride CO
Contact
(970) 728-1029
http://academymortgage.com
Address
100 W Colorado Ave
Telluride CO
Contact
(970) 728-8799
http://telluridealpinechapel.com
Address
100 W Colorado Ave
Telluride CO
Contact
(970) 729-2447
https://www.everbank.com/service/location-details