Compare Today’s Mortgage Rates for Wheat Ridge, Colorado
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wheat Ridge, Colorado 80034. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $21,082 or $59 / month in Wheat Ridge and surrounding areas of Jefferson county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wheat Ridge, Colorado 80034.
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Summary of Average Mortgage Terms in Wheat Ridge, Colorado 80034
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Wheat Ridge, CO 80034, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wheat Ridge, Colorado 80034 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Wheat Ridge, Colorado and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.62% | 90.53% | 91.05% | 91.27% | 92.86% | 92.24% | 94.24% | 93.51% |
| avg mortgage rate | 4.98% | 4.67% | 3.90% | 4.01% | 4.48% | 4.16% | 3.96% | 4.18% |
| % 15 year fixed mortgage | 6.21% | 7.41% | 7.18% | 7.79% | 6.29% | 6.51% | 4.66% | 5.50% |
| avg mortgage rate | 4.37% | 3.95% | 3.20% | 3.16% | 3.52% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 760.81 | 762.63 | 764.78 | 758.87 | 754.34 | 753.85 | 751.70 | 753.60 |
| Avg LTV (loan to value) | 74.34% | 76.53% | 78.72% | 79.76% | 80.94% | 80.89% | 80.38% | 79.15% |
| Avg DTI (debt to income) | 34.64 | 34.10 | 33.58 | 33.95 | 35.02 | 35.44 | 35.88 | 36.16 |
| % First time homebuyer | 30.67% | 27.91% | 27.36% | 30.52% | 34.61% | 35.29% | 35.11% | 33.80% |
| Avg mortgage insurance % | 3.53% | 5.63% | 8.25% | 9.63% | 11.32% | 11.31% | 10.51% | 9.67% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wheat Ridge, Colorado 80034
If you’re looking to buy a new home in Wheat Ridge, we have compiled a list of the leading mortgage brokers around Wheat Ridge, Colorado 80034 to help you with your search.
Name
Address
Contact
Star Lending
3295 Sheridan Blvd
Wheat Ridge CO 80034
(303) 237-7200
Ace Cash Express
5335 W 38th Ave
Wheat Ridge CO 80034
(303) 431-0669
customerservice@acecashexpress.com
Lenderlive Network
2915 Ward Ct
Wheat Ridge CO 80034
(303) 232-0529
Ameritrust Mortgage
3000 Youngfield St
Wheat Ridge CO 80034
(303) 969-9569
http://www.ameritrustmortgage.com
Acceptance Mortgage
5020 Kipling St
Wheat Ridge CO 80034
(303) 456-6512
Address
3295 Sheridan Blvd
Wheat Ridge CO
Contact
(303) 237-7200
Address
5335 W 38th Ave
Wheat Ridge CO
Contact
(303) 431-0669
customerservice@acecashexpress.com
Address
2915 Ward Ct
Wheat Ridge CO
Contact
(303) 232-0529