Compare Today’s Mortgage Rates in Clearwater, Florida 33766
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Clearwater, Florida 33766.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,409 over the lifetime of your 30-year fixed loan, or a monthly savings of $32 in Clearwater and other areas of Pinellas county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Clearwater, Florida 33766
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Clearwater, Florida 33766
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clearwater, FL 33766. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clearwater, Florida 33766 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clearwater, Florida and around Pinellas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.45% | 96.82% | 96.72% | 95.45% | 95.71% | 95.24% | 93.82% | 94.45% | 93.66% |
avg mortgage rate | 6.56% | 4.63% | 3.10% | 3.47% | 4.59% | 4.78% | 4.38% | 4.09% | 4.21% |
% 15 year fixed mortgage | 2.34% | 2.44% | 2.82% | 3.48% | 3.50% | 3.96% | 5.28% | 4.79% | 5.40% |
avg mortgage rate | 5.60% | 3.78% | 2.46% | 3.05% | 3.86% | 4.06% | 3.58% | 3.18% | 3.35% |
Avg credit score | 743.15 | 748.67 | 751.17 | 749.74 | 745.77 | 741.91 | 736.52 | 734.91 | 740.08 |
Avg LTV (loan to value) | 80.06% | 81.34% | 81.54% | 81.24% | 81.01% | 79.49% | 79.81% | 80.58% | 79.80% |
Avg DTI (debt to income) | 40.63 | 38.94 | 37.59 | 38.35 | 38.99 | 39.28 | 38.40 | 38.03 | 37.22 |
% First time homebuyer | 53.34% | 49.43% | 46.52% | 47.86% | 47.82% | 44.41% | 42.21% | 43.59% | 42.81% |
Avg mortgage insurance % | 12.35% | 12.64% | 12.45% | 12.04% | 11.74% | 10.04% | 10.32% | 11.08% | 10.02% |
Best Mortgage Brokers around Clearwater, Florida 33766
For those searching for a new home in Clearwater, we have compiled a list of the top mortgage brokers located in and around Clearwater, Florida 33766 to assist you with your search.
Name
Address
Contact
Carr Mortgage
2257 Springwood Cir W
Clearwater FL 33766
(727) 463-1093
Sunbelt Lending
25749 US Highway 19 N
Clearwater FL 33766
(727) 726-4869
Americhoice Mortgage
24641 US Highway 19 N
Clearwater FL 33766
(727) 723-7255
Diamond Appraisers of Florida
25400 US Highway 19 N
Clearwater FL 33766
(727) 797-5311
Florida Home and Equity
25400 US Highway 19 N
Clearwater FL 33766
(727) 723-9701
Address
2257 Springwood Cir W
Clearwater FL
Contact
(727) 463-1093
Address
25749 US Highway 19 N
Clearwater FL
Contact
(727) 726-4869
Address
24641 US Highway 19 N
Clearwater FL
Contact
(727) 723-7255