Compare Today’s Mortgage Rates in Gainesville, Florida 32604
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Gainesville, Florida 32604.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Gainesville, Florida 32604. For a 30-year fixed loan, our calculations show that you can expect to save up to $17,503 over the lifetime of your mortgage, which translates to a monthly savings of $49 in Gainesville and other areas of Alachua county.
29.6526
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Summary of Average Mortgages in Gainesville, Florida 32604
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gainesville, Florida 32604
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gainesville, FL 32604. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gainesville, Florida 32604 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gainesville, Florida and around Alachua county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.19% | 91.13% | 92.20% | 89.89% | 88.24% | 86.60% | 86.61% | 82.82% | 81.09% |
avg mortgage rate | 6.40% | 4.55% | 3.08% | 3.43% | 4.45% | 4.66% | 4.23% | 3.95% | 4.14% |
% 15 year fixed mortgage | 3.44% | 7.69% | 6.57% | 8.90% | 9.46% | 11.82% | 11.42% | 15.14% | 16.73% |
avg mortgage rate | 5.52% | 3.74% | 2.39% | 2.94% | 3.83% | 3.87% | 3.48% | 3.20% | 3.39% |
Avg credit score | 753.44 | 762.55 | 777.72 | 755.20 | 755.73 | 756.56 | 758.17 | 759.37 | 756.04 |
Avg LTV (loan to value) | 80.39% | 82.56% | 83.95% | 83.77% | 82.58% | 81.23% | 82.38% | 82.15% | 82.03% |
Avg DTI (debt to income) | 38.13 | 36.02 | 34.04 | 34.08 | 34.77 | 34.15 | 32.97 | 32.98 | 32.75 |
% First time homebuyer | 37.80% | 41.21% | 40.14% | 39.74% | 39.51% | 34.29% | 36.07% | 31.46% | 33.45% |
Avg mortgage insurance % | 11.18% | 13.22% | 13.53% | 14.01% | 12.97% | 11.08% | 11.25% | 12.15% | 10.31% |
Best Mortgage Brokers around Gainesville, Florida 32604
For those searching for a new home in Gainesville, we have compiled a list of the top mortgage brokers located in and around Gainesville, Florida 32604 to assist you with your search.
Name
Address
Contact
Ace Cash Express
806 NE Waldo Rd
Gainesville FL 32604
(352) 373-6909
customerservice@acecashexpress.com
Network Funding
4703 NW 53rd Ave
Gainesville FL 32604
(352) 505-0175
Florida Homes Realty & Mortgage
6216 NW 43rd St
Gainesville FL 32604
(352) 727-4188
Elevate Funding
5618 NW 43rd St
Gainesville FL 32604
(352) 727-7868
Hometown Lenders
4731 NW 53rd Ave
Gainesville FL 32604
(352) 222-1135
http://www.dcollinsmortgage.com/
Address
806 NE Waldo Rd
Gainesville FL
Contact
(352) 373-6909
customerservice@acecashexpress.com
Address
4703 NW 53rd Ave
Gainesville FL
Contact
(352) 505-0175
Address
6216 NW 43rd St
Gainesville FL
Contact
(352) 727-4188