Compare Today’s Mortgage Rates for Gainesville, Florida

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gainesville, Florida 32653. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,948 or $19 / month in Gainesville and surrounding areas of Alachua county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gainesville, Florida 32653.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Gainesville, Florida 32653

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gainesville, FL 32653, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Gainesville, Florida 32653 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Gainesville, Florida and around Alachua county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.63% 87.50% 85.95% 86.03% 88.85% 86.94% 89.45% 88.47%
avg mortgage rate 4.92% 4.70% 3.91% 3.97% 4.47% 4.13% 3.93% 4.20%
% 15 year fixed mortgage 9.00% 10.55% 11.83% 12.60% 9.95% 11.41% 8.84% 9.47%
avg mortgage rate 4.39% 3.93% 3.14% 3.18% 3.51% 3.28% 3.11% 3.45%
Avg credit score 766.15 762.90 765.41 759.81 757.57 757.75 753.34 763.97
Avg LTV (loan to value) 73.45% 73.88% 75.18% 76.92% 78.76% 78.76% 79.90% 78.91%
Avg DTI (debt to income) 32.61 33.33 32.89 32.87 33.74 34.21 34.50 35.01
% First time homebuyer 17.80% 15.71% 18.21% 19.24% 22.03% 22.36% 23.52% 20.75%
Avg mortgage insurance % 2.05% 3.04% 4.48% 6.40% 8.94% 9.00% 10.12% 9.33%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gainesville, Florida 32653

If you’re looking to buy a new home in Gainesville, we have compiled a list of the leading mortgage brokers around Gainesville, Florida 32653 to help you with your search.

Name
Address
Contact

Ace Cash Express

806 NE Waldo Rd

Gainesville FL 32653

(352) 373-6909

customerservice@acecashexpress.com

Network Funding

4703 NW 53rd Ave

Gainesville FL 32653

(352) 505-0175

Florida Homes Realty & Mortgage

6216 NW 43rd St

Gainesville FL 32653

(352) 727-4188

Elevate Funding

5618 NW 43rd St

Gainesville FL 32653

(352) 727-7868

Hometown Lenders

4731 NW 53rd Ave

Gainesville FL 32653

(352) 222-1135

http://www.dcollinsmortgage.com/

Address

806 NE Waldo Rd

Gainesville FL

Contact

(352) 373-6909

customerservice@acecashexpress.com

Address

4703 NW 53rd Ave

Gainesville FL

Contact

(352) 505-0175

Address

6216 NW 43rd St

Gainesville FL

Contact

(352) 727-4188

News on Mortgages and Reverse Mortgages for Gainesville, Florida 32653