Compare Today’s Mortgage Rates in Jacksonville Beach, Florida 32240
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Jacksonville Beach, Florida 32240.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Jacksonville Beach, Florida 32240. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,425 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Jacksonville Beach and other areas of Duval county.
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Summary of Average Mortgages in Jacksonville Beach, Florida 32240
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Jacksonville Beach, Florida 32240
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Jacksonville Beach, FL 32240. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Jacksonville Beach, Florida 32240 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Jacksonville Beach, Florida and around Duval county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.04% | 91.71% | 88.15% | 90.16% | 88.28% | 86.98% | 87.89% | 89.16% | |
| avg mortgage rate | 4.23% | 3.99% | 4.14% | 4.51% | 4.03% | 3.96% | 4.71% | 4.93% | |
| % 15 year fixed mortgage | 8.13% | 7.11% | 10.13% | 8.83% | 10.41% | 11.13% | 10.04% | 9.33% | |
| avg mortgage rate | 3.41% | 3.16% | 3.32% | 3.54% | 3.17% | 3.25% | 3.90% | 4.44% | |
| Avg credit score | 753.50 | 749.04 | 752.34 | 751.54 | 758.67 | 761.53 | 764.09 | 762.95 | |
| Avg LTV (loan to value) | 81.32% | 82.01% | 81.55% | 81.62% | 80.41% | 78.81% | 76.88% | 74.86% | |
| Avg DTI (debt to income) | 34.58 | 34.81 | 33.93 | 33.81 | 32.44 | 32.34 | 32.15 | 32.61 | |
| % First time homebuyer | 29.17% | 31.23% | 32.62% | 31.78% | 31.73% | 25.79% | 25.41% | 31.28% | |
| Avg mortgage insurance % | 11.35% | 11.52% | 11.50% | 11.16% | 8.70% | 7.29% | 3.91% | 2.81% |
Best Mortgage Brokers around Jacksonville Beach, Florida 32240
For those searching for a new home in Jacksonville Beach, we have compiled a list of the top mortgage brokers located in and around Jacksonville Beach, Florida 32240 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
237 9th Ave N
Jacksonville Beach FL 32240
(904) 246-5897
http://www.wellsfargo.com/mortgage/
Carli Durden
1136 24th St N
Jacksonville Beach FL 32240
(904) 372-9134
Mortgage City
1301 Penman Rd
Jacksonville Beach FL 32240
(904) 270-2124
http://www.mortgagecitycorp.com
Island Home Lending
1361 13th Ave S
Jacksonville Beach FL 32240
(904) 339-0190
Warren Equity
320 1st St N
Jacksonville Beach FL 32240
(904) 746-3362
Address
237 9th Ave N
Jacksonville Beach FL
Contact
(904) 246-5897
http://www.wellsfargo.com/mortgage/
Address
1136 24th St N
Jacksonville Beach FL
Contact
(904) 372-9134
Address
1301 Penman Rd
Jacksonville Beach FL
Contact
(904) 270-2124
http://www.mortgagecitycorp.com