Compare Today’s Mortgage Rates in Key Biscayne, Florida 33149
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Key Biscayne, Florida 33149.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $105,308 over the lifetime of your 30-year fixed loan, or a monthly savings of $293 in Key Biscayne and other areas of Miami-dade county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Key Biscayne, Florida 33149
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Key Biscayne, Florida 33149
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Key Biscayne, FL 33149. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Key Biscayne, Florida 33149 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Key Biscayne, Florida and around Miami-dade county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.45% | 96.82% | 96.72% | 95.45% | 95.71% | 95.24% | 93.82% | 94.45% | 93.66% |
| avg mortgage rate | 6.56% | 4.63% | 3.10% | 3.47% | 4.59% | 4.78% | 4.38% | 4.09% | 4.21% |
| % 15 year fixed mortgage | 2.34% | 2.44% | 2.82% | 3.48% | 3.50% | 3.96% | 5.28% | 4.79% | 5.40% |
| avg mortgage rate | 5.60% | 3.78% | 2.46% | 3.05% | 3.86% | 4.06% | 3.58% | 3.18% | 3.35% |
| Avg credit score | 743.15 | 748.67 | 751.17 | 749.74 | 745.77 | 741.91 | 736.52 | 734.91 | 740.08 |
| Avg LTV (loan to value) | 80.06% | 81.34% | 81.54% | 81.24% | 81.01% | 79.49% | 79.81% | 80.58% | 79.80% |
| Avg DTI (debt to income) | 40.63 | 38.94 | 37.59 | 38.35 | 38.99 | 39.28 | 38.40 | 38.03 | 37.22 |
| % First time homebuyer | 53.34% | 49.43% | 46.52% | 47.86% | 47.82% | 44.41% | 42.21% | 43.59% | 42.81% |
| Avg mortgage insurance % | 12.35% | 12.64% | 12.45% | 12.04% | 11.74% | 10.04% | 10.32% | 11.08% | 10.02% |
Best Mortgage Brokers around Key Biscayne, Florida 33149
For those searching for a new home in Key Biscayne, we have compiled a list of the top mortgage brokers located in and around Key Biscayne, Florida 33149 to assist you with your search.
Name
Address
Contact
International Mortgage Investors
240 Crandon Blvd
Key Biscayne FL 33149
(305) 423-4430
Chase Manhattan
260 Crandon Blvd
Key Biscayne FL 33149
(305) 598-7700
Capital Quest Group
250 Glenridge Rd
Key Biscayne FL 33149
(305) 361-1201
http://capitalquest.net
Lorcan Finance
430 Grand Bay Dr
Key Biscayne FL 33149
(305) 361-7675
Key Capital Advisors
350 Woodcrest Rd
Key Biscayne FL 33149
(305) 365-5164
http://keycapitaladvisors.com
Address
240 Crandon Blvd
Key Biscayne FL
Contact
(305) 423-4430
Address
260 Crandon Blvd
Key Biscayne FL
Contact
(305) 598-7700
Address
250 Glenridge Rd
Key Biscayne FL
Contact
(305) 361-1201
http://capitalquest.net