Compare Today’s Mortgage Rates in Longboat Key, Florida 34228
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Longboat Key, Florida 34228.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $68,450 over the lifetime of your 30-year fixed loan, or a monthly savings of $190 in Longboat Key and other areas of Manatee county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Longboat Key, Florida 34228
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Longboat Key, Florida 34228
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Longboat Key, FL 34228. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Longboat Key, Florida 34228 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Longboat Key, Florida and around Manatee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.03% | 92.89% | 92.47% | 91.89% | 92.26% | 89.90% | 89.53% | 90.49% | 88.70% |
| avg mortgage rate | 6.34% | 4.48% | 3.06% | 3.43% | 4.45% | 4.66% | 4.24% | 3.96% | 4.11% |
| % 15 year fixed mortgage | 3.97% | 5.80% | 6.75% | 7.00% | 6.37% | 8.45% | 9.06% | 8.09% | 9.95% |
| avg mortgage rate | 5.66% | 3.62% | 2.47% | 2.90% | 3.85% | 3.95% | 3.49% | 3.16% | 3.30% |
| Avg credit score | 757.80 | 762.75 | 763.92 | 761.59 | 758.91 | 759.83 | 755.42 | 754.52 | 758.83 |
| Avg LTV (loan to value) | 71.38% | 74.50% | 76.18% | 76.69% | 76.64% | 74.64% | 75.82% | 76.57% | 75.40% |
| Avg DTI (debt to income) | 38.23 | 36.84 | 35.39 | 36.23 | 37.25 | 37.12 | 36.47 | 35.68 | 35.12 |
| % First time homebuyer | 25.27% | 23.58% | 20.52% | 21.99% | 22.07% | 19.25% | 20.58% | 21.10% | 17.99% |
| Avg mortgage insurance % | 6.34% | 7.37% | 7.72% | 8.47% | 8.17% | 6.22% | 6.92% | 7.14% | 5.84% |
Best Mortgage Brokers around Longboat Key, Florida 34228
For those searching for a new home in Longboat Key, we have compiled a list of the top mortgage brokers located in and around Longboat Key, Florida 34228 to assist you with your search.
Name
Address
Contact
Americo Mortgage Co.
595 Bay Isles Rd
Longboat Key FL 34228
(941) 387-7071
info@prudentialpalmsrealty.com
United Bank Residential Mortgages
1400 State St
Sarasota FL 34228
(941) 556-1005
vpmortgage@aol.com
American Nationwide MTG Co.
40 S Pineapple Ave
Sarasota FL 34228
(941) 954-1400
Against All Odds
1234 Main St
Sarasota FL 34228
(941) 928-3801
Wright Accord Health Staffing
677 N Washington Blvd
Sarasota FL 34228
(941) 952-5804
Address
595 Bay Isles Rd
Longboat Key FL
Contact
(941) 387-7071
info@prudentialpalmsrealty.com
Address
1400 State St
Sarasota FL
Contact
(941) 556-1005
vpmortgage@aol.com
Address
40 S Pineapple Ave
Sarasota FL
Contact
(941) 954-1400