Compare Today’s Mortgage Rates for Lutz, Florida

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Lutz, Florida 33559. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $37,404 or $104 / month in Lutz and surrounding areas of Hillsborough county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lutz, Florida 33559.

No suitable program is found

Summary of Average Mortgage Terms in Lutz, Florida 33559

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Lutz, Florida 33559 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lutz, Florida and around Hillsborough county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 91.54% 89.00% 89.85% 90.16% 93.15% 93.62% 94.20% 93.24%
avg mortgage rate 5.05% 4.74% 3.95% 4.05% 4.54% 4.22% 4.08% 4.34%
% 15 year fixed mortgage 6.86% 8.91% 8.98% 8.68% 6.10% 5.49% 4.86% 5.73%
avg mortgage rate 4.37% 3.98% 3.29% 3.20% 3.54% 3.35% 3.18% 3.49%
% 10 year fixed mortgage 0.32% 0.09% 0.18% 0.26% 0.14% 0.15% 0.16% 0.14%
avg mortgage rate 4.13% 4.00% 2.81% 3.10% 3.16% 3.25% 3.12% 3.13%
Avg credit score 753.05 755.47 756.62 751.02 743.98 740.37 735.45 737.15
Avg LTV (loan to value) 73.78% 74.98% 76.78% 77.70% 79.72% 79.95% 80.69% 80.08%
Avg Combined LTV (loan to value) 74.01% 75.09% 76.94% 77.93% 79.89% 80.15% 81.12% 80.76%
Avg DTI (debt to income) 35.88 34.73 35.20 35.33 36.77 37.16 37.92 38.07
% First time homebuyer 35.36% 30.71% 33.69% 34.51% 41.47% 42.09% 43.24% 40.82%
Avg mortgage insurance % 1.59% 2.31% 4.99% 6.29% 8.99% 10.20% 11.18% 10.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lutz, Florida 33559

If you’re looking to buy a new home in Lutz, we have compiled a list of the leading mortgage brokers around Lutz, Florida 33559 to help you with your search.

Name
Address
Contact

Capital Mortgage Lending Group

24724 State Road 54

Lutz FL 33559

(813) 909-8237

Mortgage Approval-Group

23526 State Road 54

Lutz FL 33559

(813) 751-0272

Statewide Financial Mortgage

23520 State Road 54

Lutz FL 33559

(813) 909-1106

First Choice Mortgage

24830 State Road 54

Lutz FL 33559

(813) 594-8380

http://www.1stchoiceloans.com

Integrity Lending

268 Crystal Grove Blvd

Lutz FL 33559

(813) 948-3711

Address

24724 State Road 54

Lutz FL

Contact

(813) 909-8237

Address

23526 State Road 54

Lutz FL

Contact

(813) 751-0272

Address

23520 State Road 54

Lutz FL

Contact

(813) 909-1106

News on Mortgages and Reverse Mortgages for Lutz, Florida 33559