Compare Today’s Mortgage Rates for Miami, Florida

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Miami, Florida 33299. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,458 or $48 / month in Miami and surrounding areas of Miami-dade county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Miami, Florida 33299.

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Summary of Average Mortgage Terms in Miami, Florida 33299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Miami, FL 33299, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Miami, Florida 33299 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Miami, Florida and around Miami-dade county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 89.00% 89.85% 90.16% 93.15% 93.62% 94.20% 93.24%
avg mortgage rate 5.05% 4.74% 3.95% 4.05% 4.54% 4.22% 4.08% 4.34%
% 15 year fixed mortgage 6.86% 8.91% 8.98% 8.68% 6.10% 5.49% 4.86% 5.73%
avg mortgage rate 4.37% 3.98% 3.29% 3.20% 3.54% 3.35% 3.18% 3.49%
Avg credit score 753.05 755.47 756.62 751.02 743.98 740.37 735.45 737.15
Avg LTV (loan to value) 73.78% 74.98% 76.78% 77.70% 79.72% 79.95% 80.69% 80.08%
Avg DTI (debt to income) 35.88 34.73 35.20 35.33 36.77 37.16 37.92 38.07
% First time homebuyer 35.36% 30.71% 33.69% 34.51% 41.47% 42.09% 43.24% 40.82%
Avg mortgage insurance % 1.59% 2.31% 4.99% 6.29% 8.99% 10.20% 11.18% 10.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Miami, Florida 33299

If you’re looking to buy a new home in Miami, we have compiled a list of the leading mortgage brokers around Miami, Florida 33299 to help you with your search.

Name
Address
Contact

Comecer

2999 NE 191st St

Miami FL 33299

(305) 673-6020

Charter Mortgage

15155 NW 7th Ave

Miami FL 33299

(786) 360-5249

Carrera Auto Finance

3151 NW 36th St

Miami FL 33299

(305) 633-1144

Mortgage Help

168 SE 1st St

Miami FL 33299

(561) 246-4310

Nations Bankers Mortgage

520 Brickell Key Dr

Miami FL 33299

(305) 358-8858

Address

2999 NE 191st St

Miami FL

Contact

(305) 673-6020

Address

15155 NW 7th Ave

Miami FL

Contact

(786) 360-5249

Address

3151 NW 36th St

Miami FL

Contact

(305) 633-1144

News on Mortgages and Reverse Mortgages for Miami, Florida 33299