Compare Today’s Mortgage Rates in Miami, Florida 33161
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Miami, Florida 33161.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $21,335 over the lifetime of your 30-year fixed loan, or a monthly savings of $59 in Miami and other areas of Miami-dade county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Miami, Florida 33161
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Miami, Florida 33161
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Miami, FL 33161. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Miami, Florida 33161 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Miami, Florida and around Miami-dade county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.45% | 96.82% | 96.72% | 95.45% | 95.71% | 95.24% | 93.82% | 94.45% | 93.66% |
avg mortgage rate | 6.56% | 4.63% | 3.10% | 3.47% | 4.59% | 4.78% | 4.38% | 4.09% | 4.21% |
% 15 year fixed mortgage | 2.34% | 2.44% | 2.82% | 3.48% | 3.50% | 3.96% | 5.28% | 4.79% | 5.40% |
avg mortgage rate | 5.60% | 3.78% | 2.46% | 3.05% | 3.86% | 4.06% | 3.58% | 3.18% | 3.35% |
Avg credit score | 743.15 | 748.67 | 751.17 | 749.74 | 745.77 | 741.91 | 736.52 | 734.91 | 740.08 |
Avg LTV (loan to value) | 80.06% | 81.34% | 81.54% | 81.24% | 81.01% | 79.49% | 79.81% | 80.58% | 79.80% |
Avg DTI (debt to income) | 40.63 | 38.94 | 37.59 | 38.35 | 38.99 | 39.28 | 38.40 | 38.03 | 37.22 |
% First time homebuyer | 53.34% | 49.43% | 46.52% | 47.86% | 47.82% | 44.41% | 42.21% | 43.59% | 42.81% |
Avg mortgage insurance % | 12.35% | 12.64% | 12.45% | 12.04% | 11.74% | 10.04% | 10.32% | 11.08% | 10.02% |
Best Mortgage Brokers around Miami, Florida 33161
For those searching for a new home in Miami, we have compiled a list of the top mortgage brokers located in and around Miami, Florida 33161 to assist you with your search.
Name
Address
Contact
Espy Funding
15494 SW 12th Ter
Miami FL 33161
(305) 225-5823
Commercial & Residential Loans
7144 SW 151st Ct
Miami FL 33161
(305) 385-5438
Omega Home Mortgage
14850 SW 26th St
Miami FL 33161
(305) 403-1730
TY Realty
4327 SW 148th Pl
Miami FL 33161
(305) 279-2228
http://tyrealty.net
All Sport Nutrition Co.
15529 SW 19th Ln
Miami FL 33161
(305) 552-9981
http://www.allsportnutrition.com
Address
15494 SW 12th Ter
Miami FL
Contact
(305) 225-5823
Address
7144 SW 151st Ct
Miami FL
Contact
(305) 385-5438
Address
14850 SW 26th St
Miami FL
Contact
(305) 403-1730