Compare Today’s Mortgage Rates for Miami, Florida
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Miami, Florida 33299. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $49,785 or $138 / month in Miami and surrounding areas of Miami-dade county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Miami, Florida 33299.
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Summary of Average Mortgage Terms in Miami, Florida 33299
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Historical Mortgage Rates for Miami, Florida 33299 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Miami, Florida and around Miami-dade county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.54% | 89.00% | 89.85% | 90.16% | 93.15% | 93.62% | 94.20% | 93.24% |
| avg mortgage rate | 5.05% | 4.74% | 3.95% | 4.05% | 4.54% | 4.22% | 4.08% | 4.34% |
| % 15 year fixed mortgage | 6.86% | 8.91% | 8.98% | 8.68% | 6.10% | 5.49% | 4.86% | 5.73% |
| avg mortgage rate | 4.37% | 3.98% | 3.29% | 3.20% | 3.54% | 3.35% | 3.18% | 3.49% |
| % 10 year fixed mortgage | 0.32% | 0.09% | 0.18% | 0.26% | 0.14% | 0.15% | 0.16% | 0.14% |
| avg mortgage rate | 4.13% | 4.00% | 2.81% | 3.10% | 3.16% | 3.25% | 3.12% | 3.13% |
| Avg credit score | 753.05 | 755.47 | 756.62 | 751.02 | 743.98 | 740.37 | 735.45 | 737.15 |
| Avg LTV (loan to value) | 73.78% | 74.98% | 76.78% | 77.70% | 79.72% | 79.95% | 80.69% | 80.08% |
| Avg Combined LTV (loan to value) | 74.01% | 75.09% | 76.94% | 77.93% | 79.89% | 80.15% | 81.12% | 80.76% |
| Avg DTI (debt to income) | 35.88 | 34.73 | 35.20 | 35.33 | 36.77 | 37.16 | 37.92 | 38.07 |
| % First time homebuyer | 35.36% | 30.71% | 33.69% | 34.51% | 41.47% | 42.09% | 43.24% | 40.82% |
| Avg mortgage insurance % | 1.59% | 2.31% | 4.99% | 6.29% | 8.99% | 10.20% | 11.18% | 10.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Miami, Florida 33299
If you’re looking to buy a new home in Miami, we have compiled a list of the leading mortgage brokers around Miami, Florida 33299 to help you with your search.
Name
Address
Contact
Comecer
2999 NE 191st St
Miami FL 33299
(305) 673-6020
Charter Mortgage
15155 NW 7th Ave
Miami FL 33299
(786) 360-5249
Carrera Auto Finance
3151 NW 36th St
Miami FL 33299
(305) 633-1144
Mortgage Help
168 SE 1st St
Miami FL 33299
(561) 246-4310
Nations Bankers Mortgage
520 Brickell Key Dr
Miami FL 33299
(305) 358-8858
Address
2999 NE 191st St
Miami FL
Contact
(305) 673-6020
Address
15155 NW 7th Ave
Miami FL
Contact
(786) 360-5249
Address
3151 NW 36th St
Miami FL
Contact
(305) 633-1144