Compare Today’s Mortgage Rates in Milton, Florida 32571

Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Milton, Florida 32571.

After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,472 over the lifetime of your 30-year fixed loan, or a monthly savings of $37 in Milton and other areas of Santa Rosa county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.616173 -87.15033 13637

Summary of Average Mortgages in Milton, Florida 32571

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Milton, Florida 32571

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Milton, FL 32571. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Milton, Florida 32571

Milton is a city in and the county seat of Santa Rosa County, Florida. It is located within the Pensacola Metropolitan Statistical Area. Milton is located in the geographic center of Santa Rosa County, it is bordered by Pace to the west, and Navarre to the South. As of April 1, 2020, the population of the city of Milton was 10,197. Read more

Milton is a city in and the county seat of Santa Rosa County, Florida. It is located within the Pensacola Metropolitan Statistical Area. Milton is located in the geographic center of Santa Rosa County, it is bordered by Pace to the west, and Navarre to the South. As of April 1, 2020, the population of the city of Milton was 10,197.

The town was incorporated in 1844 and is home to Naval Air Station Whiting Field. Read less

Historical Mortgage Rates in Milton, Florida 32571 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Milton, Florida and around Santa Rosa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 96.31% 94.06% 93.42% 91.90% 90.89% 89.94% 89.01% 87.21% 88.56%
avg mortgage rate 6.47% 4.57% 3.12% 3.49% 4.55% 4.73% 4.27% 4.01% 4.15%
% 15 year fixed mortgage 3.08% 4.74% 5.60% 6.69% 7.83% 8.19% 9.35% 10.97% 10.19%
avg mortgage rate 5.72% 3.69% 2.48% 2.95% 3.87% 4.08% 3.51% 3.25% 3.32%
Avg credit score 754.58 754.71 761.78 758.43 755.44 765.30 764.65 756.69 766.89
Avg LTV (loan to value) 78.51% 79.79% 80.20% 81.13% 80.71% 78.61% 79.53% 79.89% 80.99%
Avg DTI (debt to income) 37.47 37.07 34.53 34.77 35.23 35.50 33.95 33.09 33.82
% First time homebuyer 33.38% 27.08% 25.01% 24.35% 25.09% 20.39% 19.07% 19.31% 24.13%
Avg mortgage insurance % 10.89% 10.86% 10.76% 11.66% 10.88% 9.35% 9.47% 8.99% 9.99%

Source: Financial Report of the US Government

Best Mortgage Brokers around Milton, Florida 32571

For those searching for a new home in Milton, we have compiled a list of the top mortgage brokers located in and around Milton, Florida 32571 to assist you with your search.

Name
Address
Contact

Harrison Finance-Milton

5709 Highway 90

Milton FL 32571

(850) 623-3031

http://myhfcloan.com

Allstate Mortgage of NW Fl

3651 Highway 90

Milton FL 32571

(850) 994-0420

Fairway Independent Mortgage

3782 Highway 90

Milton FL 32571

(850) 995-4901

http://www.fairwaymadison.com/

Title Max

4685 Highway 90

Milton FL 32571

(850) 994-2072

Synovus Mortgage Corporation

4811 Highway 90

Milton FL 32571

(850) 994-6895

http://synovus.com

Address

5709 Highway 90

Milton FL

Contact

(850) 623-3031

http://myhfcloan.com

Address

3651 Highway 90

Milton FL

Contact

(850) 994-0420

Address

3782 Highway 90

Milton FL

Contact

(850) 995-4901

http://www.fairwaymadison.com/

News on Mortgages and Reverse Mortgages for Milton, Florida 32571