Compare Today’s Mortgage Rates in Neptune Beach, Florida 32266
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Neptune Beach, Florida 32266.
Our search engine thoroughly explores all home mortgage options in Neptune Beach, Florida 32266, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,125 in lifetime cash or $14 per month in Neptune Beach and other areas of Duval county.
Summary of Average Mortgages in Neptune Beach, Florida 32266
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Interactive Mortgage Rate Projections for Neptune Beach, Florida 32266
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Neptune Beach, FL 32266. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Neptune Beach, Florida 32266 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Neptune Beach, Florida and around Duval county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.04% | 91.71% | 88.15% | 90.16% | 88.28% | 86.98% | 87.89% | 89.16% | |
avg mortgage rate | 4.23% | 3.99% | 4.14% | 4.51% | 4.03% | 3.96% | 4.71% | 4.93% | |
% 15 year fixed mortgage | 8.13% | 7.11% | 10.13% | 8.83% | 10.41% | 11.13% | 10.04% | 9.33% | |
avg mortgage rate | 3.41% | 3.16% | 3.32% | 3.54% | 3.17% | 3.25% | 3.90% | 4.44% | |
Avg credit score | 753.50 | 749.04 | 752.34 | 751.54 | 758.67 | 761.53 | 764.09 | 762.95 | |
Avg LTV (loan to value) | 81.32% | 82.01% | 81.55% | 81.62% | 80.41% | 78.81% | 76.88% | 74.86% | |
Avg DTI (debt to income) | 34.58 | 34.81 | 33.93 | 33.81 | 32.44 | 32.34 | 32.15 | 32.61 | |
% First time homebuyer | 29.17% | 31.23% | 32.62% | 31.78% | 31.73% | 25.79% | 25.41% | 31.28% | |
Avg mortgage insurance % | 11.35% | 11.52% | 11.50% | 11.16% | 8.70% | 7.29% | 3.91% | 2.81% |
Best Mortgage Brokers around Neptune Beach, Florida 32266
For those searching for a new home in Neptune Beach, we have compiled a list of the top mortgage brokers located in and around Neptune Beach, Florida 32266 to assist you with your search.
A Mortgage
1121 Hamlet Ct
Neptune Beach FL 32266
(904) 242-0411
Ace Cash Express
6030 Merrill Rd
Jacksonville FL 32266
(904) 744-9129
customerservice@acecashexpress.com
Speedy Cash
8011 Merrill Rd
Jacksonville FL 32266
(904) 744-5844
customerservice@speedycash.com
Budget Auto Credit
8281 Merrill Rd
Jacksonville FL 32266
(904) 727-4688
New York Life Insurance Company
3631 Marengo Dr
Jacksonville FL 32266
(904) 744-8358
nylife@nylaarp.com
Address
1121 Hamlet Ct
Neptune Beach FL
Contact
(904) 242-0411
Address
6030 Merrill Rd
Jacksonville FL
Contact
(904) 744-9129
customerservice@acecashexpress.com
Address
8011 Merrill Rd
Jacksonville FL
Contact
(904) 744-5844
customerservice@speedycash.com