Compare Today’s Mortgage Rates in Ailey, Georgia 30410

Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Ailey, Georgia 30410.

After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,077 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Ailey and other areas of Montgomery county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.214262 -82.47619 12677

Summary of Average Mortgages in Ailey, Georgia 30410

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ailey, Georgia 30410

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ailey, GA 30410. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Ailey, Georgia 30410

Ailey is a city in Montgomery County, Georgia, United States. As of the 2020 census, the city had a population of 519, up from 432 in 2010. It is part of the Vidalia Micropolitan Statistical Area.

Ailey is a city in Montgomery County, Georgia, United States. As of the 2020 census, the city had a population of 519, up from 432 in 2010. It is part of the Vidalia Micropolitan Statistical Area. Read less

Historical Mortgage Rates in Ailey, Georgia 30410 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Ailey, Georgia and around Montgomery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 91.67% 85.57% 83.19% 86.96% 80.00% 87.71% 84.13% 81.55% 82.22%
avg mortgage rate 6.57% 4.67% 3.10% 3.41% 4.58% 4.61% 4.19% 3.88% 4.10%
% 15 year fixed mortgage 8.33% 11.41% 13.39% 8.26% 16.10% 11.17% 13.76% 12.14% 16.11%
avg mortgage rate 6.00% 3.77% 2.72% 2.83% 3.95% 4.12% 3.43% 3.18% 3.37%
Avg credit score 752.97 747.35 748.03 752.71 749.14 754.78 752.49 751.04 754.24
Avg LTV (loan to value) 79.47% 79.42% 84.46% 84.20% 83.91% 82.72% 82.15% 82.64% 82.52%
Avg DTI (debt to income) 36.48 34.94 33.33 33.19 33.41 33.07 31.82 31.75 31.33
% First time homebuyer 35.00% 32.55% 28.49% 26.09% 33.17% 25.70% 25.93% 22.33% 28.33%
Avg mortgage insurance % 14.08% 11.06% 13.83% 14.43% 14.26% 12.08% 11.52% 12.04% 11.00%

Source: Financial Report of the US Government

Best Mortgage Brokers around Ailey, Georgia 30410

For those searching for a new home in Ailey, we have compiled a list of the top mortgage brokers located in and around Ailey, Georgia 30410 to assist you with your search.

Name
Address
Contact

1st Franklin Financial

419 N Duval St

Claxton GA 30410

(912) 739-3037

address@www.1ffc.com

Universal Finance Co.

5 E Railroad St

Claxton GA 30410

(912) 739-3001

Southeast Georgia Farm Credit

40 S Main St

Statesboro GA 30410

(912) 489-4829

http://www.agsouth.com/

Sunset Finance

2513 Northside Dr W

Statesboro GA 30410

(912) 764-2219

Western Finance Service

6 Proctor St

Statesboro GA 30410

(912) 489-3686

http://www.themoneytreeinc.com

Address

419 N Duval St

Claxton GA

Contact

(912) 739-3037

address@www.1ffc.com

Address

5 E Railroad St

Claxton GA

Contact

(912) 739-3001

Address

40 S Main St

Statesboro GA

Contact

(912) 489-4829

http://www.agsouth.com/

News on Mortgages and Reverse Mortgages for Ailey, Georgia 30410