Compare Today’s Mortgage Rates in Clayton, Georgia 30525
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Clayton, Georgia 30525.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Clayton, Georgia 30525. For a 30-year fixed loan, our calculations show that you can expect to save up to $15,246 over the lifetime of your mortgage, which translates to a monthly savings of $42 in Clayton and other areas of Rabun county.
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Summary of Average Mortgages in Clayton, Georgia 30525
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Clayton, Georgia 30525
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clayton, GA 30525. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clayton, Georgia 30525 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clayton, Georgia and around Rabun county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.68% | 88.23% | 87.55% | 86.43% | 84.29% | 82.94% | 85.48% | 87.43% | |
avg mortgage rate | 4.17% | 3.91% | 4.11% | 4.45% | 3.96% | 3.84% | 4.62% | 4.84% | |
% 15 year fixed mortgage | 10.29% | 9.76% | 10.45% | 11.46% | 13.82% | 14.81% | 11.96% | 9.43% | |
avg mortgage rate | 3.40% | 3.17% | 3.33% | 3.50% | 3.07% | 3.16% | 3.86% | 4.26% | |
Avg credit score | 752.89 | 753.65 | 756.61 | 757.57 | 760.50 | 765.90 | 765.31 | 766.65 | |
Avg LTV (loan to value) | 79.55% | 80.17% | 80.28% | 80.98% | 79.48% | 78.38% | 76.05% | 75.40% | |
Avg DTI (debt to income) | 34.48 | 33.55 | 33.42 | 33.21 | 31.21 | 31.43 | 31.72 | 32.38 | |
% First time homebuyer | 22.01% | 20.73% | 21.90% | 20.30% | 19.93% | 14.68% | 14.92% | 17.23% | |
Avg mortgage insurance % | 9.89% | 10.21% | 10.42% | 10.32% | 7.85% | 6.20% | 4.19% | 2.90% |
Best Mortgage Brokers around Clayton, Georgia 30525
For those searching for a new home in Clayton, we have compiled a list of the top mortgage brokers located in and around Clayton, Georgia 30525 to assist you with your search.
Name
Address
Contact
1st Franklin Financial
45 N Main St
Clayton GA 30525
(706) 782-4256
Auto Banc Title Pawn Co.
122 Plaza Way
Clayton GA 30525
(706) 782-3463
Hometown Mortgage
121 Rickman St
Clayton GA 30525
(706) 782-4571
Citizens Fidelity Mortgage
172 N Main St
Clayton GA 30525
(706) 782-2578
http://citizensfidelity.com/
Wells Fargo Home Mortgage
24 Chechero St
Clayton GA 30525
(706) 782-5115
http://www.wellsfargo.com/mortgage/
Address
45 N Main St
Clayton GA
Contact
(706) 782-4256
Address
122 Plaza Way
Clayton GA
Contact
(706) 782-3463
Address
121 Rickman St
Clayton GA
Contact
(706) 782-4571