Compare Today’s Mortgage Rates for Columbus, Georgia
Pureloan searches mortgage lenders and major banks in Columbus, Georgia 31999 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,329 or $12 / month is expected in Columbus and other areas of Muscogee county.
Pureloan’s search engine explores all home mortgage options in Columbus, Georgia 31999, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Columbus, Georgia 31999
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Columbus, GA 31999, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Columbus, Georgia 31999 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Columbus, Georgia and around Muscogee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 84.92% | 82.77% | 85.59% | 85.58% | 86.52% | 85.53% | 88.07% | 84.21% |
| avg mortgage rate | 4.92% | 4.65% | 3.91% | 3.98% | 4.46% | 4.08% | 3.92% | 4.14% |
| % 15 year fixed mortgage | 12.19% | 13.35% | 10.92% | 11.57% | 10.07% | 11.55% | 8.36% | 13.68% |
| avg mortgage rate | 4.33% | 3.87% | 3.30% | 3.14% | 3.52% | 3.22% | 3.10% | 3.37% |
| Avg credit score | 762.90 | 765.44 | 759.22 | 756.57 | 755.71 | 756.35 | 751.72 | 750.36 |
| Avg LTV (loan to value) | 76.73% | 77.76% | 80.98% | 81.49% | 82.58% | 82.35% | 82.73% | 82.35% |
| Avg DTI (debt to income) | 32.24 | 32.34 | 31.65 | 32.08 | 32.99 | 32.91 | 33.46 | 33.76 |
| % First time homebuyer | 24.79% | 22.33% | 26.42% | 34.55% | 31.63% | 30.71% | 28.99% | 29.12% |
| Avg mortgage insurance % | 4.22% | 5.53% | 9.50% | 10.32% | 12.31% | 12.15% | 12.16% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Columbus, Georgia 31999
If you’re looking to buy a new home in Columbus, we have compiled a list of the leading mortgage brokers around Columbus, Georgia 31999 to help you with your search.
Name
Address
Contact
Community Loans
1709 Manchester Expy
Columbus GA 31999
(706) 405-7638
Wells Fargo Financial
4519 Woodruff Rd
Columbus GA 31999
(706) 324-3643
http://wellsfargo.com
SWBC Mortgage Corporation
1921 Whittlesey Rd
Columbus GA 31999
(706) 748-7600
communityrelations@swbc.com
Greene Finance Co Inc.
4903 14th Ave
Columbus GA 31999
(706) 322-1442
Title Credit Finance
1709 Manchester Expy
Columbus GA 31999
(706) 596-1321
http://www.titlecreditfinance.com
Address
1709 Manchester Expy
Columbus GA
Contact
(706) 405-7638
Address
4519 Woodruff Rd
Columbus GA
Contact
(706) 324-3643
http://wellsfargo.com
Address
1921 Whittlesey Rd
Columbus GA
Contact
(706) 748-7600
communityrelations@swbc.com