Compare Today’s Mortgage Rates for Columbus, Georgia

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Columbus, Georgia 31902. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,762 or $19 / month in Columbus and surrounding areas of Muscogee county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Columbus, Georgia 31902.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Columbus, Georgia 31902

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Columbus, GA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Columbus, GA 31902, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Columbus, GA

Historical Mortgage Rates for Columbus, Georgia 31902 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Columbus, Georgia and around Muscogee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 84.92% 82.77% 85.59% 85.58% 86.52% 85.53% 88.07% 84.21%
avg mortgage rate 4.92% 4.65% 3.91% 3.98% 4.46% 4.08% 3.92% 4.14%
% 15 year fixed mortgage 12.19% 13.35% 10.92% 11.57% 10.07% 11.55% 8.36% 13.68%
avg mortgage rate 4.33% 3.87% 3.30% 3.14% 3.52% 3.22% 3.10% 3.37%
Avg credit score 762.90 765.44 759.22 756.57 755.71 756.35 751.72 750.36
Avg LTV (loan to value) 76.73% 77.76% 80.98% 81.49% 82.58% 82.35% 82.73% 82.35%
Avg DTI (debt to income) 32.24 32.34 31.65 32.08 32.99 32.91 33.46 33.76
% First time homebuyer 24.79% 22.33% 26.42% 34.55% 31.63% 30.71% 28.99% 29.12%
Avg mortgage insurance % 4.22% 5.53% 9.50% 10.32% 12.31% 12.15% 12.16% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Columbus, Georgia 31902

If you’re looking to buy a new home in Columbus, we have compiled a list of the leading mortgage brokers around Columbus, Georgia 31902 to help you with your search.

Name
Address
Contact

Community Loans

1709 Manchester Expy

Columbus GA 31902

(706) 405-7638

Wells Fargo Financial

4519 Woodruff Rd

Columbus GA 31902

(706) 324-3643

http://wellsfargo.com

SWBC Mortgage Corporation

1921 Whittlesey Rd

Columbus GA 31902

(706) 748-7600

communityrelations@swbc.com

Greene Finance Co Inc.

4903 14th Ave

Columbus GA 31902

(706) 322-1442

Title Credit Finance

1709 Manchester Expy

Columbus GA 31902

(706) 596-1321

http://www.titlecreditfinance.com

Address

1709 Manchester Expy

Columbus GA

Contact

(706) 405-7638

Address

4519 Woodruff Rd

Columbus GA

Contact

(706) 324-3643

http://wellsfargo.com

Address

1921 Whittlesey Rd

Columbus GA

Contact

(706) 748-7600

communityrelations@swbc.com

News on Mortgages and Reverse Mortgages for Columbus, Georgia 31902