Compare Today’s Mortgage Rates for Columbus, Georgia

Pureloan searches mortgage lenders and major banks in Columbus, Georgia 31999 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,329 or $12 / month is expected in Columbus and other areas of Muscogee county.

Pureloan’s search engine explores all home mortgage options in Columbus, Georgia 31999, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Columbus, Georgia 31999

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Columbus, GA 31999, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Columbus, Georgia 31999 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Columbus, Georgia and around Muscogee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 84.92% 82.77% 85.59% 85.58% 86.52% 85.53% 88.07% 84.21%
avg mortgage rate 4.92% 4.65% 3.91% 3.98% 4.46% 4.08% 3.92% 4.14%
% 15 year fixed mortgage 12.19% 13.35% 10.92% 11.57% 10.07% 11.55% 8.36% 13.68%
avg mortgage rate 4.33% 3.87% 3.30% 3.14% 3.52% 3.22% 3.10% 3.37%
Avg credit score 762.90 765.44 759.22 756.57 755.71 756.35 751.72 750.36
Avg LTV (loan to value) 76.73% 77.76% 80.98% 81.49% 82.58% 82.35% 82.73% 82.35%
Avg DTI (debt to income) 32.24 32.34 31.65 32.08 32.99 32.91 33.46 33.76
% First time homebuyer 24.79% 22.33% 26.42% 34.55% 31.63% 30.71% 28.99% 29.12%
Avg mortgage insurance % 4.22% 5.53% 9.50% 10.32% 12.31% 12.15% 12.16% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Columbus, Georgia 31999

If you’re looking to buy a new home in Columbus, we have compiled a list of the leading mortgage brokers around Columbus, Georgia 31999 to help you with your search.

Name
Address
Contact

Community Loans

1709 Manchester Expy

Columbus GA 31999

(706) 405-7638

Wells Fargo Financial

4519 Woodruff Rd

Columbus GA 31999

(706) 324-3643

http://wellsfargo.com

SWBC Mortgage Corporation

1921 Whittlesey Rd

Columbus GA 31999

(706) 748-7600

communityrelations@swbc.com

Greene Finance Co Inc.

4903 14th Ave

Columbus GA 31999

(706) 322-1442

Title Credit Finance

1709 Manchester Expy

Columbus GA 31999

(706) 596-1321

http://www.titlecreditfinance.com

Address

1709 Manchester Expy

Columbus GA

Contact

(706) 405-7638

Address

4519 Woodruff Rd

Columbus GA

Contact

(706) 324-3643

http://wellsfargo.com

Address

1921 Whittlesey Rd

Columbus GA

Contact

(706) 748-7600

communityrelations@swbc.com

News on Mortgages and Reverse Mortgages for Columbus, Georgia 31999