Compare Today’s Mortgage Rates for Columbus, Georgia
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Columbus, Georgia 31902. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,762 or $19 / month in Columbus and surrounding areas of Muscogee county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Columbus, Georgia 31902.
Summary of Average Mortgage Terms in Columbus, Georgia 31902
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Columbus, GA
To forecast and predict mortgage rates in Columbus, GA 31902, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Columbus, Georgia 31902 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Columbus, Georgia and around Muscogee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 84.92% | 82.77% | 85.59% | 85.58% | 86.52% | 85.53% | 88.07% | 84.21% |
| avg mortgage rate | 4.92% | 4.65% | 3.91% | 3.98% | 4.46% | 4.08% | 3.92% | 4.14% |
| % 15 year fixed mortgage | 12.19% | 13.35% | 10.92% | 11.57% | 10.07% | 11.55% | 8.36% | 13.68% |
| avg mortgage rate | 4.33% | 3.87% | 3.30% | 3.14% | 3.52% | 3.22% | 3.10% | 3.37% |
| Avg credit score | 762.90 | 765.44 | 759.22 | 756.57 | 755.71 | 756.35 | 751.72 | 750.36 |
| Avg LTV (loan to value) | 76.73% | 77.76% | 80.98% | 81.49% | 82.58% | 82.35% | 82.73% | 82.35% |
| Avg DTI (debt to income) | 32.24 | 32.34 | 31.65 | 32.08 | 32.99 | 32.91 | 33.46 | 33.76 |
| % First time homebuyer | 24.79% | 22.33% | 26.42% | 34.55% | 31.63% | 30.71% | 28.99% | 29.12% |
| Avg mortgage insurance % | 4.22% | 5.53% | 9.50% | 10.32% | 12.31% | 12.15% | 12.16% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Columbus, Georgia 31902
If you’re looking to buy a new home in Columbus, we have compiled a list of the leading mortgage brokers around Columbus, Georgia 31902 to help you with your search.
Name
Address
Contact
Community Loans
1709 Manchester Expy
Columbus GA 31902
(706) 405-7638
Wells Fargo Financial
4519 Woodruff Rd
Columbus GA 31902
(706) 324-3643
http://wellsfargo.com
SWBC Mortgage Corporation
1921 Whittlesey Rd
Columbus GA 31902
(706) 748-7600
communityrelations@swbc.com
Greene Finance Co Inc.
4903 14th Ave
Columbus GA 31902
(706) 322-1442
Title Credit Finance
1709 Manchester Expy
Columbus GA 31902
(706) 596-1321
http://www.titlecreditfinance.com
Address
1709 Manchester Expy
Columbus GA
Contact
(706) 405-7638
Address
4519 Woodruff Rd
Columbus GA
Contact
(706) 324-3643
http://wellsfargo.com
Address
1921 Whittlesey Rd
Columbus GA
Contact
(706) 748-7600
communityrelations@swbc.com