Compare Today’s Mortgage Rates in Decatur, Georgia 30035
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Decatur, Georgia 30035.
Our search engine thoroughly explores all home mortgage options in Decatur, Georgia 30035, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,170 in lifetime cash or $31 per month in Decatur and other areas of Dekalb county.
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Summary of Average Mortgages in Decatur, Georgia 30035
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Decatur, Georgia 30035
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Decatur, GA 30035. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Decatur, Georgia 30035 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Decatur, Georgia and around Dekalb county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.88% | 93.64% | 92.85% | 92.14% | 91.00% | 88.90% | 88.92% | 89.28% | 87.55% |
avg mortgage rate | 6.40% | 4.57% | 3.00% | 3.35% | 4.38% | 4.62% | 4.19% | 3.92% | 4.08% |
% 15 year fixed mortgage | 3.95% | 5.16% | 5.71% | 6.11% | 7.31% | 8.97% | 9.07% | 8.98% | 10.82% |
avg mortgage rate | 5.73% | 3.67% | 2.35% | 2.88% | 3.74% | 3.90% | 3.43% | 3.17% | 3.25% |
Avg credit score | 755.59 | 759.17 | 764.62 | 758.38 | 754.26 | 753.56 | 750.89 | 750.02 | 754.94 |
Avg LTV (loan to value) | 81.64% | 82.14% | 83.17% | 83.42% | 82.25% | 80.45% | 81.23% | 81.93% | 81.48% |
Avg DTI (debt to income) | 38.72 | 36.51 | 34.31 | 34.75 | 35.79 | 35.34 | 34.34 | 34.27 | 33.55 |
% First time homebuyer | 50.04% | 45.00% | 43.23% | 42.90% | 41.11% | 35.39% | 36.21% | 37.18% | 35.68% |
Avg mortgage insurance % | 13.83% | 13.47% | 13.92% | 14.17% | 12.82% | 10.63% | 11.23% | 12.00% | 11.45% |
Best Mortgage Brokers around Decatur, Georgia 30035
For those searching for a new home in Decatur, we have compiled a list of the top mortgage brokers located in and around Decatur, Georgia 30035 to assist you with your search.
Name
Address
Contact
Deep South Community Cdc
2801 Candler Rd
Decatur GA 30035
(404) 241-4060
S & L Mortgage Brokers
618 Wesley Club Dr
Decatur GA 30035
(404) 855-5992
All-N-One Mortgage & Financial
4205 E Side Dr
Decatur GA 30035
(404) 284-9923
InstaLoan
3910 Flat Shoals Pkwy
Decatur GA 30035
(404) 564-8619
webinquiries@instaloan.com
TitleMax Title Pawns
3665 Flat Shoals Rd
Decatur GA 30035
(404) 243-7345
webinquiries@titlemax.com
Address
2801 Candler Rd
Decatur GA
Contact
(404) 241-4060
Address
618 Wesley Club Dr
Decatur GA
Contact
(404) 855-5992
Address
4205 E Side Dr
Decatur GA
Contact
(404) 284-9923