Compare Today’s Mortgage Rates in Gainesville, Georgia 30504
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Gainesville, Georgia 30504.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $16,742 over the lifetime of your 30-year fixed loan, or a monthly savings of $47 in Gainesville and other areas of Hall county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Gainesville, Georgia 30504
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gainesville, Georgia 30504
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gainesville, GA 30504. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gainesville, Georgia 30504 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gainesville, Georgia and around Hall county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.68% | 88.23% | 87.55% | 86.43% | 84.29% | 82.94% | 85.48% | 87.43% | |
| avg mortgage rate | 4.17% | 3.91% | 4.11% | 4.45% | 3.96% | 3.84% | 4.62% | 4.84% | |
| % 15 year fixed mortgage | 10.29% | 9.76% | 10.45% | 11.46% | 13.82% | 14.81% | 11.96% | 9.43% | |
| avg mortgage rate | 3.40% | 3.17% | 3.33% | 3.50% | 3.07% | 3.16% | 3.86% | 4.26% | |
| Avg credit score | 752.89 | 753.65 | 756.61 | 757.57 | 760.50 | 765.90 | 765.31 | 766.65 | |
| Avg LTV (loan to value) | 79.55% | 80.17% | 80.28% | 80.98% | 79.48% | 78.38% | 76.05% | 75.40% | |
| Avg DTI (debt to income) | 34.48 | 33.55 | 33.42 | 33.21 | 31.21 | 31.43 | 31.72 | 32.38 | |
| % First time homebuyer | 22.01% | 20.73% | 21.90% | 20.30% | 19.93% | 14.68% | 14.92% | 17.23% | |
| Avg mortgage insurance % | 9.89% | 10.21% | 10.42% | 10.32% | 7.85% | 6.20% | 4.19% | 2.90% |
Best Mortgage Brokers around Gainesville, Georgia 30504
For those searching for a new home in Gainesville, we have compiled a list of the top mortgage brokers located in and around Gainesville, Georgia 30504 to assist you with your search.
Name
Address
Contact
North Georgia Lending
6730 Browns Bridge Rd
Gainesville GA 30504
(678) 455-8051
http://www.northgeorgialending.com
Cardinal Mortgage
3839 Chestatee Rd
Gainesville GA 30504
(770) 297-6424
http://www.cardinal-mortgage.com/
Equity Masters
4284 Clarks Bridge Rd
Gainesville GA 30504
(770) 654-9955
Regions Mortgage
3458 Mundy Mill Rd
Gainesville GA 30504
(770) 503-2341
1st Franklin Financial
350 Shallowford Rd NW
Gainesville GA 30504
(770) 534-1741
bcheek3@1ffc.com
Address
6730 Browns Bridge Rd
Gainesville GA
Contact
(678) 455-8051
http://www.northgeorgialending.com
Address
3839 Chestatee Rd
Gainesville GA
Contact
(770) 297-6424
http://www.cardinal-mortgage.com/
Address
4284 Clarks Bridge Rd
Gainesville GA
Contact
(770) 654-9955