Compare Today’s Mortgage Rates in Gray, Georgia 31032
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Gray, Georgia 31032.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Gray, Georgia 31032. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,484 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Gray and other areas of Jones county.
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Summary of Average Mortgages in Gray, Georgia 31032
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gray, Georgia 31032
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gray, GA 31032. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gray, Georgia 31032 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gray, Georgia and around Jones county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.86% | 91.81% | 89.04% | 87.70% | 88.60% | 82.62% | 84.96% | 85.74% | 82.65% |
| avg mortgage rate | 6.59% | 4.66% | 3.09% | 3.44% | 4.42% | 4.68% | 4.22% | 3.91% | 4.06% |
| % 15 year fixed mortgage | 5.05% | 5.90% | 7.85% | 8.32% | 8.21% | 13.69% | 11.59% | 9.89% | 13.70% |
| avg mortgage rate | 5.81% | 3.76% | 2.45% | 2.87% | 3.76% | 4.03% | 3.34% | 3.05% | 3.21% |
| Avg credit score | 746.30 | 747.68 | 758.19 | 755.37 | 751.41 | 752.23 | 749.18 | 752.31 | 754.87 |
| Avg LTV (loan to value) | 81.21% | 82.43% | 83.88% | 83.64% | 82.78% | 80.73% | 82.75% | 83.41% | 82.89% |
| Avg DTI (debt to income) | 36.82 | 35.46 | 32.51 | 32.17 | 33.33 | 32.60 | 32.58 | 32.19 | 30.84 |
| % First time homebuyer | 36.82% | 33.19% | 28.45% | 24.37% | 27.82% | 24.00% | 23.55% | 21.67% | 23.97% |
| Avg mortgage insurance % | 12.81% | 13.50% | 14.08% | 13.44% | 13.58% | 10.82% | 10.84% | 12.28% | 12.00% |
Best Mortgage Brokers around Gray, Georgia 31032
For those searching for a new home in Gray, we have compiled a list of the top mortgage brokers located in and around Gray, Georgia 31032 to assist you with your search.
Name
Address
Contact
Western Finance Service
4274 Gray Hwy
Gray GA 31032
(478) 986-1127
http://www.westernshamrock.com/
Equity Auto Loan
304 N Camellia Blvd
Fort Valley GA 31032
(478) 822-9284
TitleMax Title Pawns
304 N Camellia Blvd
Fort Valley GA 31032
(478) 827-0021
webinquiries@titlemax.com
1st Franklin Financial
106 N Camellia Blvd
Fort Valley GA 31032
(478) 825-0201
bcheek3@1ffc.com
World Finance
1030 Peach Pkwy
Fort Valley GA 31032
(478) 825-5575
http://www.worldacceptance.com/
Address
4274 Gray Hwy
Gray GA
Contact
(478) 986-1127
http://www.westernshamrock.com/
Address
304 N Camellia Blvd
Fort Valley GA
Contact
(478) 822-9284
Address
304 N Camellia Blvd
Fort Valley GA
Contact
(478) 827-0021
webinquiries@titlemax.com