Compare Today’s Mortgage Rates in High Shoals, Georgia 30645
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in High Shoals, Georgia 30645.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in High Shoals, Georgia 30645. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,290 over the lifetime of your mortgage, which translates to a monthly savings of $23 in High Shoals and other areas of Oconee county.
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Summary of Average Mortgages in High Shoals, Georgia 30645
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for High Shoals, Georgia 30645
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in High Shoals, GA 30645. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in High Shoals, Georgia 30645 from 2024 - 2016
We have compiled mortgage rates charts for home loans in High Shoals, Georgia and around Oconee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 84.11% | 89.42% | 86.17% | 85.02% | 86.53% | 85.56% | 87.03% | 84.84% | |
avg mortgage rate | 4.15% | 3.92% | 4.09% | 4.45% | 3.92% | 3.89% | 4.70% | 4.90% | |
% 15 year fixed mortgage | 14.02% | 9.42% | 11.68% | 13.04% | 10.95% | 12.32% | 10.04% | 13.55% | |
avg mortgage rate | 3.49% | 3.09% | 3.36% | 3.50% | 3.12% | 3.19% | 3.88% | 4.34% | |
Avg credit score | 757.83 | 756.64 | 756.33 | 753.22 | 758.91 | 766.33 | 763.74 | 763.54 | |
Avg LTV (loan to value) | 80.65% | 81.33% | 81.40% | 82.90% | 80.85% | 78.98% | 77.90% | 74.15% | |
Avg DTI (debt to income) | 32.94 | 32.52 | 31.87 | 32.01 | 31.25 | 32.08 | 31.83 | 31.00 | |
% First time homebuyer | 23.36% | 25.65% | 26.65% | 26.57% | 26.74% | 23.59% | 21.76% | 24.52% | |
Avg mortgage insurance % | 11.24% | 11.66% | 11.09% | 11.32% | 9.21% | 6.44% | 4.92% | 2.92% |
Best Mortgage Brokers around High Shoals, Georgia 30645
For those searching for a new home in High Shoals, we have compiled a list of the top mortgage brokers located in and around High Shoals, Georgia 30645 to assist you with your search.
Name
Address
Contact
Ucbi Loan Production Office
301 E Church St
Monroe GA 30645
(770) 266-0694
1st Franklin Financial
1127 W Spring St
Monroe GA 30645
(770) 267-7581
bcheek3@1ffc.com
TitleMax Title Pawns
1025 W Spring St
Monroe GA 30645
(770) 267-2015
webinquiries@titlemax.com
Title First
800 W Spring St
Monroe GA 30645
(770) 207-0688
orders@titlefirst.com
Synovus Mortgage
140 E Washington St
Monroe GA 30645
(770) 267-4673
http://www.synovus.com
Address
301 E Church St
Monroe GA
Contact
(770) 266-0694
Address
1127 W Spring St
Monroe GA
Contact
(770) 267-7581
bcheek3@1ffc.com
Address
1025 W Spring St
Monroe GA
Contact
(770) 267-2015
webinquiries@titlemax.com