Compare Today’s Mortgage Rates in Lagrange, Georgia 30261
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lagrange, Georgia 30261.
Our search engine thoroughly explores all home mortgage options in Lagrange, Georgia 30261, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,802 in lifetime cash or $61 per month in Lagrange and other areas of Troup county.
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Summary of Average Mortgages in Lagrange, Georgia 30261
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lagrange, Georgia 30261
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lagrange, GA 30261. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lagrange, Georgia 30261 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lagrange, Georgia and around Troup county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.67% | 85.57% | 83.19% | 86.96% | 80.00% | 87.71% | 84.13% | 81.55% | 82.22% |
avg mortgage rate | 6.57% | 4.67% | 3.10% | 3.41% | 4.58% | 4.61% | 4.19% | 3.88% | 4.10% |
% 15 year fixed mortgage | 8.33% | 11.41% | 13.39% | 8.26% | 16.10% | 11.17% | 13.76% | 12.14% | 16.11% |
avg mortgage rate | 6.00% | 3.77% | 2.72% | 2.83% | 3.95% | 4.12% | 3.43% | 3.18% | 3.37% |
Avg credit score | 752.97 | 747.35 | 748.03 | 752.71 | 749.14 | 754.78 | 752.49 | 751.04 | 754.24 |
Avg LTV (loan to value) | 79.47% | 79.42% | 84.46% | 84.20% | 83.91% | 82.72% | 82.15% | 82.64% | 82.52% |
Avg DTI (debt to income) | 36.48 | 34.94 | 33.33 | 33.19 | 33.41 | 33.07 | 31.82 | 31.75 | 31.33 |
% First time homebuyer | 35.00% | 32.55% | 28.49% | 26.09% | 33.17% | 25.70% | 25.93% | 22.33% | 28.33% |
Avg mortgage insurance % | 14.08% | 11.06% | 13.83% | 14.43% | 14.26% | 12.08% | 11.52% | 12.04% | 11.00% |
Best Mortgage Brokers around Lagrange, Georgia 30261
For those searching for a new home in Lagrange, we have compiled a list of the top mortgage brokers located in and around Lagrange, Georgia 30261 to assist you with your search.
Name
Address
Contact
Statewide Mortgage
315 Greenville St
Lagrange GA 30261
(706) 883-8573
Covington Credit
809 Hill St
Lagrange GA 30261
(706) 884-4810
Green Finance & Tax Company
156 Commerce Ave
Lagrange GA 30261
(706) 882-1873
DRI Finance
89 Durand Rd
Lagrange GA 30261
(706) 298-0400
mcdga@yahoo.com
Covington Credit
900 Hogansville Rd
Lagrange GA 30261
(706) 884-4540
Address
315 Greenville St
Lagrange GA
Contact
(706) 883-8573
Address
809 Hill St
Lagrange GA
Contact
(706) 884-4810
Address
156 Commerce Ave
Lagrange GA
Contact
(706) 882-1873