Compare Today’s Mortgage Rates in Midland, Georgia 31820
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Midland, Georgia 31820.
Our search engine thoroughly explores all home mortgage options in Midland, Georgia 31820, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,940 in lifetime cash or $36 per month in Midland and other areas of Muscogee county.
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Summary of Average Mortgages in Midland, Georgia 31820
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Midland, Georgia 31820
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Midland, GA 31820. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Midland, Georgia 31820 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Midland, Georgia and around Muscogee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.86% | 91.81% | 89.04% | 87.70% | 88.60% | 82.62% | 84.96% | 85.74% | 82.65% |
| avg mortgage rate | 6.59% | 4.66% | 3.09% | 3.44% | 4.42% | 4.68% | 4.22% | 3.91% | 4.06% |
| % 15 year fixed mortgage | 5.05% | 5.90% | 7.85% | 8.32% | 8.21% | 13.69% | 11.59% | 9.89% | 13.70% |
| avg mortgage rate | 5.81% | 3.76% | 2.45% | 2.87% | 3.76% | 4.03% | 3.34% | 3.05% | 3.21% |
| Avg credit score | 746.30 | 747.68 | 758.19 | 755.37 | 751.41 | 752.23 | 749.18 | 752.31 | 754.87 |
| Avg LTV (loan to value) | 81.21% | 82.43% | 83.88% | 83.64% | 82.78% | 80.73% | 82.75% | 83.41% | 82.89% |
| Avg DTI (debt to income) | 36.82 | 35.46 | 32.51 | 32.17 | 33.33 | 32.60 | 32.58 | 32.19 | 30.84 |
| % First time homebuyer | 36.82% | 33.19% | 28.45% | 24.37% | 27.82% | 24.00% | 23.55% | 21.67% | 23.97% |
| Avg mortgage insurance % | 12.81% | 13.50% | 14.08% | 13.44% | 13.58% | 10.82% | 10.84% | 12.28% | 12.00% |
Best Mortgage Brokers around Midland, Georgia 31820
For those searching for a new home in Midland, we have compiled a list of the top mortgage brokers located in and around Midland, Georgia 31820 to assist you with your search.
Name
Address
Contact
World Acceptance
743 Gardenview Dr
Pine Mountain GA 31820
(706) 663-2575
http://www.worldacceptance.com/
World Finance
743 Gardenview Dr
Pine Mountain GA 31820
(706) 663-2550
http://www.worldacceptance.com/
First Mortgage Co.
433 N Main Ave
Pine Mountain GA 31820
(706) 812-1221
http://www.firstpeoplesbank.com/2649/mirror/
Community Financial Service
717 Gardenview Dr
Pine Mountain GA 31820
(706) 663-8208
Discount Title Loan & Pawn
1231 Wall St
Richland GA 31820
(229) 887-9002
Address
743 Gardenview Dr
Pine Mountain GA
Contact
(706) 663-2575
http://www.worldacceptance.com/
Address
743 Gardenview Dr
Pine Mountain GA
Contact
(706) 663-2550
http://www.worldacceptance.com/
Address
433 N Main Ave
Pine Mountain GA
Contact
(706) 812-1221
http://www.firstpeoplesbank.com/2649/mirror/