Compare Today’s Mortgage Rates in Scotland, Georgia 31083
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Scotland, Georgia 31083.
Our search engine thoroughly explores all home mortgage options in Scotland, Georgia 31083, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,602 in lifetime cash or $16 per month in Scotland and other areas of Telfair county.
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Summary of Average Mortgages in Scotland, Georgia 31083
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Scotland, Georgia 31083
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Scotland, GA 31083. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Scotland, Georgia 31083 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Scotland, Georgia and around Telfair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.86% | 91.81% | 89.04% | 87.70% | 88.60% | 82.62% | 84.96% | 85.74% | 82.65% |
| avg mortgage rate | 6.59% | 4.66% | 3.09% | 3.44% | 4.42% | 4.68% | 4.22% | 3.91% | 4.06% |
| % 15 year fixed mortgage | 5.05% | 5.90% | 7.85% | 8.32% | 8.21% | 13.69% | 11.59% | 9.89% | 13.70% |
| avg mortgage rate | 5.81% | 3.76% | 2.45% | 2.87% | 3.76% | 4.03% | 3.34% | 3.05% | 3.21% |
| Avg credit score | 746.30 | 747.68 | 758.19 | 755.37 | 751.41 | 752.23 | 749.18 | 752.31 | 754.87 |
| Avg LTV (loan to value) | 81.21% | 82.43% | 83.88% | 83.64% | 82.78% | 80.73% | 82.75% | 83.41% | 82.89% |
| Avg DTI (debt to income) | 36.82 | 35.46 | 32.51 | 32.17 | 33.33 | 32.60 | 32.58 | 32.19 | 30.84 |
| % First time homebuyer | 36.82% | 33.19% | 28.45% | 24.37% | 27.82% | 24.00% | 23.55% | 21.67% | 23.97% |
| Avg mortgage insurance % | 12.81% | 13.50% | 14.08% | 13.44% | 13.58% | 10.82% | 10.84% | 12.28% | 12.00% |
Best Mortgage Brokers around Scotland, Georgia 31083
For those searching for a new home in Scotland, we have compiled a list of the top mortgage brokers located in and around Scotland, Georgia 31083 to assist you with your search.
Name
Address
Contact
10 Cent Title Pawn
703 S Houston Lake Rd
Warner Robins GA 31083
(478) 971-1812
admin@10centtitlepawn.com
1st Franklin Financial
1213 Russell Pkwy
Warner Robins GA 31083
(478) 922-8200
web@www.1ffc.com
TitleMax Title Pawns
1110 Russell Pkwy
Warner Robins GA 31083
(478) 225-1023
webinquiries@titlemax.com
Primary Residential Mortgage
500 Osigian Blvd
Warner Robins GA 31083
(478) 273-2761
http://primaryresidentialmortgage.com
First Credit Co.
101 S Commercial Cir
Warner Robins GA 31083
(478) 923-3187
Address
703 S Houston Lake Rd
Warner Robins GA
Contact
(478) 971-1812
admin@10centtitlepawn.com
Address
1213 Russell Pkwy
Warner Robins GA
Contact
(478) 922-8200
web@www.1ffc.com
Address
1110 Russell Pkwy
Warner Robins GA
Contact
(478) 225-1023
webinquiries@titlemax.com