Compare Today’s Mortgage Rates in Kahuku, Hawaii 96731
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Kahuku, Hawaii 96731.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Kahuku, Hawaii 96731. For a 30-year fixed loan, our calculations show that you can expect to save up to $22,529 over the lifetime of your mortgage, which translates to a monthly savings of $63 in Kahuku and other areas of Honolulu county.
21.680278
-157.951111
40108
Summary of Average Mortgages in Kahuku, Hawaii 96731
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Kahuku, Hawaii 96731
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Kahuku, Hawaii 96731
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kahuku, HI 96731. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kahuku, Hawaii 96731 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kahuku, Hawaii and around Honolulu county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
| avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
| % 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
| avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
| Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
| Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
| Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
| % First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
| Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around Kahuku, Hawaii 96731
For those searching for a new home in Kahuku, we have compiled a list of the top mortgage brokers located in and around Kahuku, Hawaii 96731 to assist you with your search.
Name
Address
Contact
Pacific West Mortgage
230 Hana Hwy
Kahului HI 96731
(808) 877-4412
pacwest@maui.net
Academy Mortgage - Kahului
33 Lono Ave
Kahului HI 96731
(808) 270-0070
contact@academymortgage.com
OneMain Financial
333 Dairy Rd
Kahului HI 96731
(808) 877-6521
http://branches.onemainfinancial.com/hi/kahului/333-dairy-road.html
Evergreen Home Loans
173 Hoohana St
Kahului HI 96731
(808) 873-3480
http://www.evergreenhomeloans.com/
Central Pacific Homeloans
33 Lono Ave
Kahului HI 96731
(808) 871-0525
support@cp-homeloans.com
Address
230 Hana Hwy
Kahului HI
Contact
(808) 877-4412
pacwest@maui.net
Address
33 Lono Ave
Kahului HI
Contact
(808) 270-0070
contact@academymortgage.com
Address
333 Dairy Rd
Kahului HI
Contact
(808) 877-6521
http://branches.onemainfinancial.com/hi/kahului/333-dairy-road.html