Compare Today’s Mortgage Rates in Kalaheo, Hawaii 96741
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Kalaheo, Hawaii 96741.
Our search engine thoroughly explores all home mortgage options in Kalaheo, Hawaii 96741, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $26,659 in lifetime cash or $74 per month in Kalaheo and other areas of Kauai county.
21.928611
-159.530278
40116
Summary of Average Mortgages in Kalaheo, Hawaii 96741
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Kalaheo, Hawaii 96741
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Kalaheo, Hawaii 96741
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kalaheo, HI 96741. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kalaheo, Hawaii 96741 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kalaheo, Hawaii and around Kauai county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
| avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
| % 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
| avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
| Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
| Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
| Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
| % First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
| Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around Kalaheo, Hawaii 96741
For those searching for a new home in Kalaheo, we have compiled a list of the top mortgage brokers located in and around Kalaheo, Hawaii 96741 to assist you with your search.
Name
Address
Contact
First Hawaiian Mortgage
2-2555 Kaumualii Hwy
Kalaheo HI 96741
(808) 332-5111
Springleaf Financial Services
76-6225 Kuakini Hwy
Kailua Kona HI 96741
(808) 934-9445
Payday Loans
74-5565 Luhia St
Kailua Kona HI 96741
(808) 329-9911
http://www.paydayloanshawaii.com
Big Island Mortgage Corporation
75-170 Hualalai Rd
Kailua Kona HI 96741
(808) 334-1711
All State Funding
75-167 Kalani St
Kailua Kona HI 96741
(808) 334-1785
http://hialoha.net/
Address
2-2555 Kaumualii Hwy
Kalaheo HI
Contact
(808) 332-5111
Address
76-6225 Kuakini Hwy
Kailua Kona HI
Contact
(808) 934-9445
Address
74-5565 Luhia St
Kailua Kona HI
Contact
(808) 329-9911
http://www.paydayloanshawaii.com