Compare Today’s Mortgage Rates in Kapaa, Hawaii 96746
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Kapaa, Hawaii 96746.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $23,280 over the lifetime of your 30-year fixed loan, or a monthly savings of $65 in Kapaa and other areas of Kauai county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Kapaa, Hawaii 96746
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Kapaa, Hawaii 96746
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kapaa, HI 96746. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kapaa, Hawaii 96746 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kapaa, Hawaii and around Kauai county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
% 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
% First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around Kapaa, Hawaii 96746
For those searching for a new home in Kapaa, we have compiled a list of the top mortgage brokers located in and around Kapaa, Hawaii 96746 to assist you with your search.
Name
Address
Contact
U S Financial Mortgage Corporation
4568 Kukui St
Kapaa HI 96746
(808) 822-4423
Kauai Mortgage Co.
4-1579 Kuhio Hwy
Kapaa HI 96746
(808) 822-1167
admin@newvcorp.com
Foundation Mortgage
4520 Kukui St
Kapaa HI 96746
(808) 823-8050
jobee@realtors.com
Hawaii Mortgage Solutions
300 Ohukai Rd
Kihei HI 96746
(808) 874-9436
Elite Lending
2679 Wai Wai Pl
Kihei HI 96746
(808) 249-2005
rebecca@elitelendingteam.net
Address
4568 Kukui St
Kapaa HI
Contact
(808) 822-4423
Address
4-1579 Kuhio Hwy
Kapaa HI
Contact
(808) 822-1167
admin@newvcorp.com
Address
4520 Kukui St
Kapaa HI
Contact
(808) 823-8050
jobee@realtors.com