Compare Today’s Mortgage Rates in Kula, Hawaii 96790
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Kula, Hawaii 96790.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $28,161 over the lifetime of your 30-year fixed loan, or a monthly savings of $78 in Kula and other areas of Maui county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Kula, Hawaii 96790
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Kula, Hawaii 96790
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kula, HI 96790. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kula, Hawaii 96790 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kula, Hawaii and around Maui county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
% 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
% First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around Kula, Hawaii 96790
For those searching for a new home in Kula, we have compiled a list of the top mortgage brokers located in and around Kula, Hawaii 96790 to assist you with your search.
Name
Address
Contact
World Credit Enterprises
94-216 Farrington Hwy
Waipahu HI 96790
(808) 678-2688
Prospect Mortgage
94-799 Lumiaina St
Waipahu HI 96790
(808) 371-6797
Summit
94-539 Puahi St
Waipahu HI 96790
(808) 677-5626
Metro Mortgage
94-750 Hikimoe St
Waipahu HI 96790
(808) 677-2622
Wells Fargo Financial
94-300 Farrington Hwy
Waipahu HI 96790
(808) 671-4031
Address
94-216 Farrington Hwy
Waipahu HI
Contact
(808) 678-2688
Address
94-799 Lumiaina St
Waipahu HI
Contact
(808) 371-6797
Address
94-539 Puahi St
Waipahu HI
Contact
(808) 677-5626