Compare Today’s Mortgage Rates in Volcano, Hawaii 96785
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Volcano, Hawaii 96785.
Our search engine thoroughly explores all home mortgage options in Volcano, Hawaii 96785, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,153 in lifetime cash or $28 per month in Volcano and other areas of Hawaii county.
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Summary of Average Mortgages in Volcano, Hawaii 96785
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Volcano, Hawaii 96785
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Volcano, HI 96785. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Volcano, Hawaii 96785 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Volcano, Hawaii and around Hawaii county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
| avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
| % 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
| avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
| Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
| Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
| Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
| % First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
| Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around Volcano, Hawaii 96785
For those searching for a new home in Volcano, we have compiled a list of the top mortgage brokers located in and around Volcano, Hawaii 96785 to assist you with your search.
Name
Address
Contact
World Credit Enterprises
94-216 Farrington Hwy
Waipahu HI 96785
(808) 678-2688
Prospect Mortgage
94-799 Lumiaina St
Waipahu HI 96785
(808) 371-6797
Summit
94-539 Puahi St
Waipahu HI 96785
(808) 677-5626
Metro Mortgage
94-750 Hikimoe St
Waipahu HI 96785
(808) 677-2622
Wells Fargo Financial
94-300 Farrington Hwy
Waipahu HI 96785
(808) 671-4031
Address
94-216 Farrington Hwy
Waipahu HI
Contact
(808) 678-2688
Address
94-799 Lumiaina St
Waipahu HI
Contact
(808) 371-6797
Address
94-539 Puahi St
Waipahu HI
Contact
(808) 677-5626