Compare Today’s Mortgage Rates in Waimea, Hawaii 96796
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Waimea, Hawaii 96796.
Our search engine thoroughly explores all home mortgage options in Waimea, Hawaii 96796, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $17,648 in lifetime cash or $49 per month in Waimea and other areas of Kauai county.
Summary of Average Mortgages in Waimea, Hawaii 96796
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Interactive Mortgage Rate Projections for Waimea, Hawaii 96796
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waimea, HI 96796. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waimea, Hawaii 96796 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waimea, Hawaii and around Kauai county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
% 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
% First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around Waimea, Hawaii 96796
For those searching for a new home in Waimea, we have compiled a list of the top mortgage brokers located in and around Waimea, Hawaii 96796 to assist you with your search.
Legacy Mortgage
4493 Moana Rd
Waimea HI 96796
(808) 338-0733
http://www.legacymortgagehawaii.com
Home Street Bank Home Loan Center
98-1258 Kaahumanu St
Honolulu HI 96796
(808) 596-0343
http://www.homestreet.com
Hhoc Mortgage
1259 Aala St
Honolulu HI 96796
(808) 523-9500
Nest Loans Mortgage Services
1188 Bishop St
Honolulu HI 96796
(808) 548-2600
nestloans@verizon.net
Honolulu Homeloans
745 Fort Street Mall
Honolulu HI 96796
(808) 681-7500
http://www.honhl.com
Address
4493 Moana Rd
Waimea HI
Contact
(808) 338-0733
http://www.legacymortgagehawaii.com
Address
98-1258 Kaahumanu St
Honolulu HI
Contact
(808) 596-0343
http://www.homestreet.com
Address
1259 Aala St
Honolulu HI
Contact
(808) 523-9500