Compare Today’s Mortgage Rates in Alta, Iowa 51002
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Alta, Iowa 51002.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Alta, Iowa 51002. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,289 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Alta and other areas of Buena Vista county.
42.677118
-95.3129
22033
Summary of Average Mortgages in Alta, Iowa 51002
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Alta, Iowa 51002
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Alta, Iowa 51002
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Alta, IA 51002. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Alta, Iowa 51002 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Alta, Iowa and around Buena Vista county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 84.00% | 87.50% | 86.07% | 82.33% | 81.07% | 76.98% | 78.40% | 71.52% | 76.15% |
avg mortgage rate | 6.30% | 4.61% | 2.89% | 3.20% | 4.26% | 4.48% | 4.07% | 3.73% | 3.96% |
% 15 year fixed mortgage | 8.00% | 8.33% | 11.07% | 13.95% | 11.83% | 17.46% | 18.40% | 22.52% | 19.23% |
avg mortgage rate | 5.56% | 3.33% | 2.22% | 2.71% | 3.68% | 3.79% | 3.25% | 2.92% | 3.12% |
Avg credit score | 749.28 | 855.15 | 745.61 | 792.68 | 742.93 | 752.76 | 740.55 | 739.63 | 745.19 |
Avg LTV (loan to value) | 87.96% | 83.63% | 83.89% | 84.27% | 84.25% | 80.81% | 83.55% | 81.67% | 81.54% |
Avg DTI (debt to income) | 34.12 | 33.73 | 32.24 | 31.34 | 33.61 | 31.60 | 32.02 | 33.00 | 31.64 |
% First time homebuyer | 48.00% | 45.83% | 46.31% | 41.86% | 39.05% | 26.98% | 32.80% | 29.14% | 30.77% |
Avg mortgage insurance % | 17.44% | 15.43% | 15.60% | 13.95% | 14.18% | 10.87% | 13.13% | 11.52% | 12.18% |
Best Mortgage Brokers around Alta, Iowa 51002
For those searching for a new home in Alta, we have compiled a list of the top mortgage brokers located in and around Alta, Iowa 51002 to assist you with your search.
Name
Address
Contact
Sherwood Forest Grants
400 Central Ave NW
Orange City IA 51002
(712) 737-8920
http://www.sherwoodforestgrants.com
Vogel Bancshares
105 Albany Ave SE
Orange City IA 51002
(712) 737-4818
http://iowastatebank.net
AgCom Insurance Agency
1362 Highway 59
Holstein IA 51002
(712) 368-2611
sheryl@agcomfinancial.com
Address
400 Central Ave NW
Orange City IA
Contact
(712) 737-8920
http://www.sherwoodforestgrants.com
Address
105 Albany Ave SE
Orange City IA
Contact
(712) 737-4818
http://iowastatebank.net
Address
1362 Highway 59
Holstein IA
Contact
(712) 368-2611
sheryl@agcomfinancial.com