Compare Today’s Mortgage Rates in Archer, Iowa 51231
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Archer, Iowa 51231.
Our search engine thoroughly explores all home mortgage options in Archer, Iowa 51231, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,796 in lifetime cash or $16 per month in Archer and other areas of Obrien county.
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Summary of Average Mortgages in Archer, Iowa 51231
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Archer, Iowa 51231
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Archer, IA 51231. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Archer, Iowa 51231 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Archer, Iowa and around Obrien county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 100.00% | 71.67% | 76.83% | 68.18% | 77.78% | 82.61% | 69.70% | 82.76% | 82.14% |
| avg mortgage rate | 6.55% | 4.39% | 2.91% | 3.25% | 4.18% | 4.57% | 4.01% | 3.68% | 3.99% |
| % 15 year fixed mortgage | 15.00% | 17.07% | 21.21% | 12.96% | 8.70% | 21.21% | 13.79% | 17.86% | |
| avg mortgage rate | 4.17% | 2.31% | 2.59% | 4.05% | 4.19% | 3.14% | 2.63% | 3.20% | |
| Avg credit score | 715.75 | 743.63 | 736.99 | 745.42 | 739.98 | 758.83 | 743.36 | 735.10 | 1082.36 |
| Avg LTV (loan to value) | 92.88% | 82.57% | 86.29% | 87.41% | 86.41% | 85.04% | 79.79% | 79.69% | 82.00% |
| Avg DTI (debt to income) | 38.00 | 33.40 | 30.41 | 30.91 | 30.26 | 35.17 | 29.24 | 31.24 | 29.14 |
| % First time homebuyer | 62.50% | 46.67% | 50.00% | 46.97% | 50.00% | 26.09% | 36.36% | 27.59% | 35.71% |
| Avg mortgage insurance % | 23.13% | 15.25% | 17.01% | 16.70% | 15.63% | 12.74% | 8.09% | 9.83% | 9.11% |
Best Mortgage Brokers around Archer, Iowa 51231
For those searching for a new home in Archer, we have compiled a list of the top mortgage brokers located in and around Archer, Iowa 51231 to assist you with your search.
Name
Address
Contact
Cooperative Credit Co.
128 3rd St NW
Sioux Center IA 51231
(712) 722-1717
leev@cooperativecredit.com
Golden Mortgage
1309 S Main Ave
Sioux Center IA 51231
(712) 722-4979
Farm Credit Service Of America
3000 Park St
Sheldon IA 51231
(712) 324-5371
webmaster@fcsamerica.com
Gerber Insurance
914 Holder St
Larchwood IA 51231
(712) 477-2497
http://www.gerberins.net
Address
128 3rd St NW
Sioux Center IA
Contact
(712) 722-1717
leev@cooperativecredit.com
Address
1309 S Main Ave
Sioux Center IA
Contact
(712) 722-4979
Address
3000 Park St
Sheldon IA
Contact
(712) 324-5371
webmaster@fcsamerica.com