Compare Today’s Mortgage Rates in Buckingham, Iowa 50612

Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Buckingham, Iowa 50612.

After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,752 over the lifetime of your 30-year fixed loan, or a monthly savings of $38 in Buckingham and other areas of Tama county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.255211 -92.409788 21932

Summary of Average Mortgages in Buckingham, Iowa 50612

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Buckingham, Iowa 50612

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Buckingham, IA 50612. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Buckingham, Iowa 50612

Buckingham is an unincorporated community located near the intersections of Hwy D-65 and U.S. Highway 63 in Buckingham Township, Tama County, Iowa, United States. It lies 5.5 miles north of Traer and 11 miles south of Hudson. Buckingham is located at 42°15′45″N 92°26′52″W.

The zip code for Buckingham is 50612. Read more

Buckingham is an unincorporated community located near the intersections of Hwy D-65 and U.S. Highway 63 in Buckingham Township, Tama County, Iowa, United States. It lies 5.5 miles north of Traer and 11 miles south of Hudson. Buckingham is located at 42°15′45″N 92°26′52″W.

The zip code for Buckingham is 50612. The postal district covers a large rural community across northern Tama County and southern Black Hawk County including such notable neighborhoods as Hickory Hollow and the old Geneseo school district.

Buckingham was named after Buckingham County, Virginia. Present day Buckingham is not to be confused with the historical village of Buckingham, now abandoned, located approximately 3 miles south and 3 miles west of the present location at 42.2624889°N 92.4479684°W / 42.2624889; -92.4479684.The former village of Buckingham was once centered on N42 degrees 12.5950 minutes and W92 degrees 28.7428 minutes. At the time of the American Civil War it was the primary center of the local population, prior to the arrival of the railroads in the late 1800s. The original village of Buckingham began to decline after the railroad was built along Wolf Creek, in the valley below. This railroad was built about 1880, with the result that commercial activity and residences sprang up in the nearby Town of Traer, and correspondingly declined in the historical village of Buckingham. The former site of Buckingham remained sparsely populated through the mid-nineteen hundreds. The population of the historic Buckingham settlement was 75 in 1925.Buckingham is in the Central Standard Time Zone. Read less

Historical Mortgage Rates in Buckingham, Iowa 50612 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Buckingham, Iowa and around Tama county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 92.57% 90.32% 90.06% 90.86% 82.83% 74.66% 79.04% 87.84% 86.11%
avg mortgage rate 6.26% 4.50% 2.84% 3.15% 4.20% 4.41% 3.97% 3.66% 3.90%
% 15 year fixed mortgage 6.08% 6.74% 7.99% 7.80% 14.81% 22.62% 18.78% 8.81% 10.19%
avg mortgage rate 5.85% 3.86% 2.27% 2.53% 3.56% 3.71% 3.21% 2.84% 3.20%
Avg credit score 740.05 751.62 749.97 772.38 752.76 756.99 793.99 756.87 752.00
Avg LTV (loan to value) 86.95% 85.33% 86.27% 87.67% 85.38% 79.56% 81.74% 84.43% 80.97%
Avg DTI (debt to income) 35.86 34.25 32.46 33.02 32.67 32.00 32.33 31.01 30.67
% First time homebuyer 42.57% 37.83% 40.74% 42.47% 41.08% 25.34% 31.44% 36.78% 25.46%
Avg mortgage insurance % 16.26% 15.60% 16.26% 16.54% 14.98% 9.75% 12.41% 13.91% 9.08%

Source: Financial Report of the US Government

Best Mortgage Brokers around Buckingham, Iowa 50612

For those searching for a new home in Buckingham, we have compiled a list of the top mortgage brokers located in and around Buckingham, Iowa 50612 to assist you with your search.

Name
Address
Contact

OneMain Financial

4618 University Ave

Cedar Falls IA 50612

(319) 266-6281

http://branches.onemainfinancial.com/ia/cedar-falls/4618-university-avenue.html

Farm Credit Service Of America

7419 Nordic Dr

Cedar Falls IA 50612

(319) 266-3551

webmaster@fcsamerica.com

Midwest Settlement Services, L

4817 University Ave

Cedar Falls IA 50612

(319) 553-3400

info@midwestsettlement.com

Wintrust Mortgage

4817 University Ave

Cedar Falls IA 50612

(319) 242-8021

http://www.wintrustmortgage.com/

Chec King Payday Advance

4116 University Ave

Cedar Falls IA 50612

(319) 268-4220

bassdog65@gmail.com

Address

4618 University Ave

Cedar Falls IA

Contact

(319) 266-6281

http://branches.onemainfinancial.com/ia/cedar-falls/4618-university-avenue.html

Address

7419 Nordic Dr

Cedar Falls IA

Contact

(319) 266-3551

webmaster@fcsamerica.com

Address

4817 University Ave

Cedar Falls IA

Contact

(319) 553-3400

info@midwestsettlement.com

News on Mortgages and Reverse Mortgages for Buckingham, Iowa 50612