Compare Today’s Mortgage Rates in Calumet, Iowa 51009
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Calumet, Iowa 51009.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,535 over the lifetime of your 30-year fixed loan, or a monthly savings of $21 in Calumet and other areas of Obrien county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Calumet, Iowa 51009
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Calumet, Iowa 51009
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Calumet, IA 51009. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Calumet, Iowa 51009 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Calumet, Iowa and around Obrien county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 84.00% | 87.50% | 86.07% | 82.33% | 81.07% | 76.98% | 78.40% | 71.52% | 76.15% |
avg mortgage rate | 6.30% | 4.61% | 2.89% | 3.20% | 4.26% | 4.48% | 4.07% | 3.73% | 3.96% |
% 15 year fixed mortgage | 8.00% | 8.33% | 11.07% | 13.95% | 11.83% | 17.46% | 18.40% | 22.52% | 19.23% |
avg mortgage rate | 5.56% | 3.33% | 2.22% | 2.71% | 3.68% | 3.79% | 3.25% | 2.92% | 3.12% |
Avg credit score | 749.28 | 855.15 | 745.61 | 792.68 | 742.93 | 752.76 | 740.55 | 739.63 | 745.19 |
Avg LTV (loan to value) | 87.96% | 83.63% | 83.89% | 84.27% | 84.25% | 80.81% | 83.55% | 81.67% | 81.54% |
Avg DTI (debt to income) | 34.12 | 33.73 | 32.24 | 31.34 | 33.61 | 31.60 | 32.02 | 33.00 | 31.64 |
% First time homebuyer | 48.00% | 45.83% | 46.31% | 41.86% | 39.05% | 26.98% | 32.80% | 29.14% | 30.77% |
Avg mortgage insurance % | 17.44% | 15.43% | 15.60% | 13.95% | 14.18% | 10.87% | 13.13% | 11.52% | 12.18% |
Best Mortgage Brokers around Calumet, Iowa 51009
For those searching for a new home in Calumet, we have compiled a list of the top mortgage brokers located in and around Calumet, Iowa 51009 to assist you with your search.
Name
Address
Contact
Sherwood Forest Grants
400 Central Ave NW
Orange City IA 51009
(712) 737-8920
http://www.sherwoodforestgrants.com
Vogel Bancshares
105 Albany Ave SE
Orange City IA 51009
(712) 737-4818
http://iowastatebank.net
AgCom Insurance Agency
1362 Highway 59
Holstein IA 51009
(712) 368-2611
sheryl@agcomfinancial.com
Address
400 Central Ave NW
Orange City IA
Contact
(712) 737-8920
http://www.sherwoodforestgrants.com
Address
105 Albany Ave SE
Orange City IA
Contact
(712) 737-4818
http://iowastatebank.net
Address
1362 Highway 59
Holstein IA
Contact
(712) 368-2611
sheryl@agcomfinancial.com