Compare Today’s Mortgage Rates for Cedar Falls, Iowa

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Cedar Falls, Iowa 50614. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,951 or $25 / month in Cedar Falls and other areas of Black Hawk county.

Our search engine explores all home mortgage options in Cedar Falls, Iowa 50614, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cedar Falls, Iowa 50614

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cedar Falls, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cedar Falls, IA 50614, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cedar Falls, IA

Historical Mortgage Rates for Cedar Falls, Iowa 50614 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Cedar Falls, Iowa and around Black Hawk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cedar Falls, Iowa 50614

If you’re looking to buy a new home in Cedar Falls, we have compiled a list of the leading mortgage brokers around Cedar Falls, Iowa 50614 to help you with your search.

Name
Address
Contact

Cedar Falls Financial Center

602 Main St

Cedar Falls IA 50614

(319) 266-2000

info@lilliansshoppe.com

Check 'n Go

5901 University Ave

Cedar Falls IA 50614

(319) 266-3600

http://www.checkngo.com/

Country Home Loans

7419 Nordic Dr

Cedar Falls IA 50614

(319) 266-3551

http://countryhomeloans.com

Wells Fargo Home Mortgage

6309 University Ave

Cedar Falls IA 50614

(319) 273-8856

robert.maund@abbotdowning.com

Wells Fargo Home Mortgage

302 Main St

Cedar Falls IA 50614

(319) 273-8862

robert.maund@abbotdowning.com

Address

602 Main St

Cedar Falls IA

Contact

(319) 266-2000

info@lilliansshoppe.com

Address

5901 University Ave

Cedar Falls IA

Contact

(319) 266-3600

http://www.checkngo.com/

Address

7419 Nordic Dr

Cedar Falls IA

Contact

(319) 266-3551

http://countryhomeloans.com

News on Mortgages and Reverse Mortgages for Cedar Falls, Iowa 50614