Compare Today’s Mortgage Rates for Cedar Rapids, Iowa

Pureloan searches mortgage lenders and major banks in Cedar Rapids, Iowa 52402 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,919 or $5 / month is expected in Cedar Rapids and other areas of Linn county.

Pureloan’s search engine explores all home mortgage options in Cedar Rapids, Iowa 52402, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cedar Rapids, Iowa 52402

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cedar Rapids, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cedar Rapids, IA 52402, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cedar Rapids, IA

Historical Mortgage Rates for Cedar Rapids, Iowa 52402 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Cedar Rapids, Iowa and around Linn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.54% 81.68% 81.25% 82.92% 84.19% 83.19% 83.39% 86.73%
avg mortgage rate 4.86% 4.60% 3.80% 3.77% 4.29% 3.89% 3.60% 3.97%
% 15 year fixed mortgage 13.10% 14.36% 15.63% 15.30% 12.58% 14.78% 14.42% 9.18%
avg mortgage rate 4.31% 3.81% 2.98% 2.83% 3.30% 3.08% 2.84% 2.98%
Avg credit score 759.49 759.13 757.02 762.46 754.25 756.65 758.68 751.17
Avg LTV (loan to value) 77.67% 77.47% 79.13% 79.76% 80.47% 80.50% 81.47% 82.40%
Avg DTI (debt to income) 31.86 32.03 32.33 31.81 32.85 32.69 33.79 32.98
% First time homebuyer 28.57% 24.75% 12.89% 10.32% 18.39% 20.00% 27.27% 31.63%
Avg mortgage insurance % 5.50% 6.31% 8.02% 8.63% 9.71% 9.96% 12.33% 12.10%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cedar Rapids, Iowa 52402

If you’re looking to buy a new home in Cedar Rapids, we have compiled a list of the leading mortgage brokers around Cedar Rapids, Iowa 52402 to help you with your search.

Name
Address
Contact

Check 'n Go

353 Edgewood Rd NW

Cedar Rapids IA 52402

(319) 396-9700

comments@checkngo.com

Onemain Financial

349 Edgewood Rd NW

Cedar Rapids IA 52402

(319) 396-1880

wecare@afsindia.com

Wells Fargo Home Mortgage

150 1st Ave NE

Cedar Rapids IA 52402

(319) 398-3066

http://www.wellsfargo.com/mortgage/

Homeservices Lending

100 1st Ave NE

Cedar Rapids IA 52402

(319) 378-6784

http://www.hslcedarrapids.com/

Premier Home Mortgage Inc.

315 3rd Ave SE

Cedar Rapids IA 52402

(319) 294-2914

http://www.peoplesadvantage.net/

Address

353 Edgewood Rd NW

Cedar Rapids IA

Contact

(319) 396-9700

comments@checkngo.com

Address

349 Edgewood Rd NW

Cedar Rapids IA

Contact

(319) 396-1880

wecare@afsindia.com

Address

150 1st Ave NE

Cedar Rapids IA

Contact

(319) 398-3066

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Cedar Rapids, Iowa 52402