Compare Today’s Mortgage Rates in Cincinnati, Iowa 52549
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Cincinnati, Iowa 52549.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,653 over the lifetime of your 30-year fixed loan, or a monthly savings of $27 in Cincinnati and other areas of Appanoose county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Cincinnati, Iowa 52549
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Cincinnati, Iowa 52549
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cincinnati, IA 52549. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cincinnati, Iowa 52549 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cincinnati, Iowa and around Appanoose county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.77% | 90.00% | 81.45% | 80.00% | 78.95% | 70.31% | 81.16% | 72.58% | 68.75% |
| avg mortgage rate | 6.44% | 4.44% | 3.07% | 3.52% | 4.39% | 4.65% | 4.24% | 3.95% | 4.11% |
| % 15 year fixed mortgage | 3.23% | 8.89% | 13.71% | 15.79% | 12.28% | 21.88% | 14.49% | 22.58% | 27.08% |
| avg mortgage rate | 5.99% | 4.06% | 2.49% | 2.97% | 4.13% | 3.80% | 3.66% | 3.21% | 3.18% |
| Avg credit score | 734.23 | 844.61 | 818.84 | 744.03 | 894.89 | 748.50 | 748.22 | 751.32 | 751.71 |
| Avg LTV (loan to value) | 88.06% | 85.42% | 84.85% | 86.21% | 83.53% | 82.80% | 83.88% | 84.18% | 81.94% |
| Avg DTI (debt to income) | 36.03 | 32.38 | 33.25 | 33.36 | 32.65 | 33.39 | 33.99 | 31.90 | 32.90 |
| % First time homebuyer | 45.16% | 46.67% | 41.94% | 37.89% | 43.86% | 23.44% | 28.99% | 35.48% | 25.00% |
| Avg mortgage insurance % | 17.00% | 16.22% | 14.39% | 16.15% | 12.65% | 12.31% | 13.54% | 12.26% | 6.56% |
Best Mortgage Brokers around Cincinnati, Iowa 52549
For those searching for a new home in Cincinnati, we have compiled a list of the top mortgage brokers located in and around Cincinnati, Iowa 52549 to assist you with your search.
Name
Address
Contact
Mortgage Center
100 S 6th St
Fairfield IA 52549
(641) 209-9100
Hotel Finance
500 S 3rd St
Fairfield IA 52549
(423) 227-6627
info@hotelfinance.com
Eire Star
2266 Middle Glasgow Rd
Fairfield IA 52549
(641) 472-4444
Payday Today
807 Richmond Ave
Ottumwa IA 52549
(641) 683-4441
Farm Credit Service Of America
700 Farm Credit Dr
Ottumwa IA 52549
(641) 682-8778
subscriptionhelp@fcsamerica.com
Address
100 S 6th St
Fairfield IA
Contact
(641) 209-9100
Address
500 S 3rd St
Fairfield IA
Contact
(423) 227-6627
info@hotelfinance.com
Address
2266 Middle Glasgow Rd
Fairfield IA
Contact
(641) 472-4444