Compare Today’s Mortgage Rates in Columbia, Iowa 50057

Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Columbia, Iowa 50057.

After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $1,664 over the lifetime of your 30-year fixed loan, or a monthly savings of $5 in Columbia and other areas of Marion county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.183814 -93.158217 21578

Summary of Average Mortgages in Columbia, Iowa 50057

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Columbia, Iowa 50057

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Columbia, IA 50057. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Columbia, Iowa 50057

Columbia is an unincorporated community in Marion County, Iowa, United States.

Columbia is an unincorporated community in Marion County, Iowa, United States. Read less

Historical Mortgage Rates in Columbia, Iowa 50057 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Columbia, Iowa and around Marion county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 92.66% 91.38% 91.90% 90.48% 90.37% 86.00% 86.46% 88.23% 85.49%
avg mortgage rate 6.23% 4.42% 2.86% 3.21% 4.29% 4.51% 4.07% 3.84% 4.04%
% 15 year fixed mortgage 6.42% 7.04% 6.51% 7.31% 7.22% 11.10% 10.81% 9.32% 11.46%
avg mortgage rate 5.64% 3.50% 2.24% 2.68% 3.63% 3.85% 3.30% 3.03% 3.20%
Avg credit score 753.66 766.44 768.57 764.37 757.10 758.20 759.92 756.21 757.69
Avg LTV (loan to value) 82.05% 81.09% 83.28% 83.70% 83.53% 80.68% 81.86% 83.17% 81.95%
Avg DTI (debt to income) 36.34 35.21 33.03 32.79 34.70 33.78 32.84 34.24 32.82
% First time homebuyer 44.95% 36.08% 34.89% 32.65% 29.00% 25.89% 24.35% 30.19% 29.63%
Avg mortgage insurance % 14.75% 12.92% 13.56% 14.38% 14.46% 11.36% 12.11% 13.90% 13.22%

Source: Financial Report of the US Government

Best Mortgage Brokers around Columbia, Iowa 50057

For those searching for a new home in Columbia, we have compiled a list of the top mortgage brokers located in and around Columbia, Iowa 50057 to assist you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

1414 Walnut St

Dallas Center IA 50057

(515) 992-3755

http://www.wellsfargo.com/mortgage/

Farm Credit Services of America

203 W Merle Hibbs Blvd

Marshalltown IA 50057

(641) 753-3393

subscriptionhelp@fcsamerica.com

Wells Fargo Home Mortgage

102 S Center St

Marshalltown IA 50057

(641) 754-5658

http://www.wellsfargo.com/mortgage/

Wintrust Mortgage

901 S Center St

Marshalltown IA 50057

(641) 328-1037

John Deere Financial

6400 NW 86th St

Johnston IA 50057

(515) 267-3000

brubakersteven@johndeere.com

Address

1414 Walnut St

Dallas Center IA

Contact

(515) 992-3755

http://www.wellsfargo.com/mortgage/

Address

203 W Merle Hibbs Blvd

Marshalltown IA

Contact

(641) 753-3393

subscriptionhelp@fcsamerica.com

Address

102 S Center St

Marshalltown IA

Contact

(641) 754-5658

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Columbia, Iowa 50057