Compare Today’s Mortgage Rates for Council Bluffs, Iowa

Pureloan searches mortgage lenders and major banks in Council Bluffs, Iowa 51501 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,860 or $19 / month is expected in Council Bluffs and other areas of Pottawattamie county.

Pureloan’s search engine explores all home mortgage options in Council Bluffs, Iowa 51501, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Council Bluffs, Iowa 51501

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Council Bluffs, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Council Bluffs, IA 51501, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Council Bluffs, IA

Historical Mortgage Rates for Council Bluffs, Iowa 51501 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Council Bluffs, Iowa and around Pottawattamie county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 72.00% 75.49% 72.00% 83.04% 78.80% 80.75% 76.82% 78.16%
avg mortgage rate 4.86% 4.50% 3.76% 3.79% 4.36% 3.97% 3.76% 4.03%
% 15 year fixed mortgage 18.00% 15.69% 24.67% 16.37% 17.93% 15.49% 18.64% 20.69%
avg mortgage rate 4.28% 3.74% 2.94% 2.93% 3.31% 3.14% 2.97% 3.12%
Avg credit score 754.06 758.58 761.93 756.83 752.16 751.12 746.06 748.28
Avg LTV (loan to value) 76.87% 77.96% 80.05% 79.20% 81.93% 80.28% 81.29% 79.97%
Avg DTI (debt to income) 30.59 30.26 30.68 30.75 31.62 31.69 32.70 32.29
% First time homebuyer 23.33% 24.51% 29.33% 25.73% 23.91% 22.54% 25.00% 27.59%
Avg mortgage insurance % 5.21% 6.19% 8.41% 9.08% 9.69% 9.64% 10.54% 9.74%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Council Bluffs, Iowa 51501

If you’re looking to buy a new home in Council Bluffs, we have compiled a list of the leading mortgage brokers around Council Bluffs, Iowa 51501 to help you with your search.

Name
Address
Contact

Flory Blount

1751 Madison Ave

Council Bluffs IA 51501

(712) 328-7762

Wells Fargo Financial

900 Woodbury Ave

Council Bluffs IA 51501

(712) 322-1668

Pulaski Home Lending

1221 E Pierce St

Council Bluffs IA 51501

(712) 256-5510

Onemain Financial

1920 Rue St

Council Bluffs IA 51501

(712) 325-9030

http://www.citifinancial.com/

Western Horizons Mortgage Group

1745 Madison Ave

Council Bluffs IA 51501

(712) 388-8888

Address

1751 Madison Ave

Council Bluffs IA

Contact

(712) 328-7762

Address

900 Woodbury Ave

Council Bluffs IA

Contact

(712) 322-1668

Address

1221 E Pierce St

Council Bluffs IA

Contact

(712) 256-5510

News on Mortgages and Reverse Mortgages for Council Bluffs, Iowa 51501