Compare Today’s Mortgage Rates in Crystal Lake, Iowa 50432
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Crystal Lake, Iowa 50432.
Our search engine thoroughly explores all home mortgage options in Crystal Lake, Iowa 50432, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,885 in lifetime cash or $16 per month in Crystal Lake and other areas of Hancock county.
Summary of Average Mortgages in Crystal Lake, Iowa 50432
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Interactive Mortgage Rate Projections for Crystal Lake, Iowa 50432
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Crystal Lake, IA 50432. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Crystal Lake, Iowa 50432 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Crystal Lake, Iowa and around Hancock county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 83.33% | 86.35% | 81.85% | 84.90% | 80.86% | 70.64% | 76.83% | 71.43% | 65.32% |
avg mortgage rate | 6.49% | 4.50% | 2.96% | 3.12% | 4.17% | 4.49% | 3.99% | 3.67% | 3.92% |
% 15 year fixed mortgage | 8.33% | 10.84% | 12.21% | 10.20% | 16.05% | 24.77% | 17.68% | 22.36% | 24.28% |
avg mortgage rate | 5.53% | 3.52% | 2.31% | 2.55% | 3.58% | 3.88% | 3.19% | 2.80% | 3.14% |
Avg credit score | 931.60 | 736.75 | 770.58 | 817.76 | 741.64 | 742.36 | 801.74 | 743.40 | 745.68 |
Avg LTV (loan to value) | 86.63% | 84.63% | 84.62% | 84.52% | 85.42% | 77.77% | 82.30% | 84.60% | 82.59% |
Avg DTI (debt to income) | 33.73 | 31.00 | 30.63 | 29.78 | 31.96 | 31.62 | 30.69 | 30.09 | 29.84 |
% First time homebuyer | 41.67% | 46.18% | 35.64% | 37.14% | 40.12% | 24.77% | 21.34% | 33.54% | 26.01% |
Avg mortgage insurance % | 17.15% | 15.62% | 14.43% | 13.99% | 16.12% | 9.76% | 12.50% | 13.49% | 10.77% |
Best Mortgage Brokers around Crystal Lake, Iowa 50432
For those searching for a new home in Crystal Lake, we have compiled a list of the top mortgage brokers located in and around Crystal Lake, Iowa 50432 to assist you with your search.
Boyken Insurance Agency
101 Highway 69 N
Forest City IA 50432
(641) 585-3247
http://boykenins.com
Ezpawn
1417 4th St SW
Mason City IA 50432
(641) 423-0920
customerservice@ezcorp.com
OneMain Financial
497 Indian Head Dr
Mason City IA 50432
(641) 421-8500
http://branches.onemainfinancial.com/ia/mason-city/497-indianhead-dr.html
Ace Cash Express
2504 4th St SW
Mason City IA 50432
(641) 424-5772
customerservice@acecashexpress.com
Farm Credit Service Of America
4056 4th St SW
Mason City IA 50432
(641) 423-2862
webmaster@fcsamerica.com
Address
101 Highway 69 N
Forest City IA
Contact
(641) 585-3247
http://boykenins.com
Address
1417 4th St SW
Mason City IA
Contact
(641) 423-0920
customerservice@ezcorp.com
Address
497 Indian Head Dr
Mason City IA
Contact
(641) 421-8500
http://branches.onemainfinancial.com/ia/mason-city/497-indianhead-dr.html