Compare Today’s Mortgage Rates in De Soto, Iowa 50069
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in De Soto, Iowa 50069.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,305 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in De Soto and other areas of Dallas county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
41.533285
-94.027582
21590
Summary of Average Mortgages in De Soto, Iowa 50069
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in De Soto, Iowa 50069
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for De Soto, Iowa 50069
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in De Soto, IA 50069. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in De Soto, Iowa 50069 from 2024 - 2016
We have compiled mortgage rates charts for home loans in De Soto, Iowa and around Dallas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.66% | 91.38% | 91.90% | 90.48% | 90.37% | 86.00% | 86.46% | 88.23% | 85.49% |
| avg mortgage rate | 6.23% | 4.42% | 2.86% | 3.21% | 4.29% | 4.51% | 4.07% | 3.84% | 4.04% |
| % 15 year fixed mortgage | 6.42% | 7.04% | 6.51% | 7.31% | 7.22% | 11.10% | 10.81% | 9.32% | 11.46% |
| avg mortgage rate | 5.64% | 3.50% | 2.24% | 2.68% | 3.63% | 3.85% | 3.30% | 3.03% | 3.20% |
| Avg credit score | 753.66 | 766.44 | 768.57 | 764.37 | 757.10 | 758.20 | 759.92 | 756.21 | 757.69 |
| Avg LTV (loan to value) | 82.05% | 81.09% | 83.28% | 83.70% | 83.53% | 80.68% | 81.86% | 83.17% | 81.95% |
| Avg DTI (debt to income) | 36.34 | 35.21 | 33.03 | 32.79 | 34.70 | 33.78 | 32.84 | 34.24 | 32.82 |
| % First time homebuyer | 44.95% | 36.08% | 34.89% | 32.65% | 29.00% | 25.89% | 24.35% | 30.19% | 29.63% |
| Avg mortgage insurance % | 14.75% | 12.92% | 13.56% | 14.38% | 14.46% | 11.36% | 12.11% | 13.90% | 13.22% |
Best Mortgage Brokers around De Soto, Iowa 50069
For those searching for a new home in De Soto, we have compiled a list of the top mortgage brokers located in and around De Soto, Iowa 50069 to assist you with your search.
Name
Address
Contact
Farm Credit Services of America
203 W Merle Hibbs Blvd
Marshalltown IA 50069
(641) 753-3393
subscriptionhelp@fcsamerica.com
Wells Fargo Home Mortgage
102 S Center St
Marshalltown IA 50069
(641) 754-5658
http://www.wellsfargo.com/mortgage/
Wintrust Mortgage
901 S Center St
Marshalltown IA 50069
(641) 328-1037
John Deere Financial
6400 NW 86th St
Johnston IA 50069
(515) 267-3000
brubakersteven@johndeere.com
Iowa Business Growth Co.
5409 NW 88th St
Johnston IA 50069
(515) 223-4511
candace@iowabusinessgrowth.com
Address
203 W Merle Hibbs Blvd
Marshalltown IA
Contact
(641) 753-3393
subscriptionhelp@fcsamerica.com
Address
102 S Center St
Marshalltown IA
Contact
(641) 754-5658
http://www.wellsfargo.com/mortgage/
Address
901 S Center St
Marshalltown IA
Contact
(641) 328-1037