Compare Today’s Mortgage Rates in Decatur, Iowa 50067
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Decatur, Iowa 50067.
Our search engine thoroughly explores all home mortgage options in Decatur, Iowa 50067, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,478 in lifetime cash or $10 per month in Decatur and other areas of Decatur county.
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Summary of Average Mortgages in Decatur, Iowa 50067
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Decatur, Iowa 50067
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Decatur, IA 50067. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Decatur, Iowa 50067 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Decatur, Iowa and around Decatur county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.66% | 91.38% | 91.90% | 90.48% | 90.37% | 86.00% | 86.46% | 88.23% | 85.49% |
| avg mortgage rate | 6.23% | 4.42% | 2.86% | 3.21% | 4.29% | 4.51% | 4.07% | 3.84% | 4.04% |
| % 15 year fixed mortgage | 6.42% | 7.04% | 6.51% | 7.31% | 7.22% | 11.10% | 10.81% | 9.32% | 11.46% |
| avg mortgage rate | 5.64% | 3.50% | 2.24% | 2.68% | 3.63% | 3.85% | 3.30% | 3.03% | 3.20% |
| Avg credit score | 753.66 | 766.44 | 768.57 | 764.37 | 757.10 | 758.20 | 759.92 | 756.21 | 757.69 |
| Avg LTV (loan to value) | 82.05% | 81.09% | 83.28% | 83.70% | 83.53% | 80.68% | 81.86% | 83.17% | 81.95% |
| Avg DTI (debt to income) | 36.34 | 35.21 | 33.03 | 32.79 | 34.70 | 33.78 | 32.84 | 34.24 | 32.82 |
| % First time homebuyer | 44.95% | 36.08% | 34.89% | 32.65% | 29.00% | 25.89% | 24.35% | 30.19% | 29.63% |
| Avg mortgage insurance % | 14.75% | 12.92% | 13.56% | 14.38% | 14.46% | 11.36% | 12.11% | 13.90% | 13.22% |
Best Mortgage Brokers around Decatur, Iowa 50067
For those searching for a new home in Decatur, we have compiled a list of the top mortgage brokers located in and around Decatur, Iowa 50067 to assist you with your search.
Name
Address
Contact
Farm Credit Services of America
203 W Merle Hibbs Blvd
Marshalltown IA 50067
(641) 753-3393
subscriptionhelp@fcsamerica.com
Wells Fargo Home Mortgage
102 S Center St
Marshalltown IA 50067
(641) 754-5658
http://www.wellsfargo.com/mortgage/
Wintrust Mortgage
901 S Center St
Marshalltown IA 50067
(641) 328-1037
John Deere Financial
6400 NW 86th St
Johnston IA 50067
(515) 267-3000
brubakersteven@johndeere.com
Iowa Business Growth Co.
5409 NW 88th St
Johnston IA 50067
(515) 223-4511
candace@iowabusinessgrowth.com
Address
203 W Merle Hibbs Blvd
Marshalltown IA
Contact
(641) 753-3393
subscriptionhelp@fcsamerica.com
Address
102 S Center St
Marshalltown IA
Contact
(641) 754-5658
http://www.wellsfargo.com/mortgage/
Address
901 S Center St
Marshalltown IA
Contact
(641) 328-1037