Compare Today’s Mortgage Rates for Defiance, Iowa

Pureloan searches mortgage lenders and major banks in Defiance, Iowa 51527 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,484 or $15 / month is expected in Defiance and other areas of Shelby county.

Pureloan’s search engine explores all home mortgage options in Defiance, Iowa 51527, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Defiance, Iowa 51527

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Defiance, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Defiance, IA 51527, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Defiance, IA

Historical Mortgage Rates for Defiance, Iowa 51527 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Defiance, Iowa and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 72.00% 75.49% 72.00% 83.04% 78.80% 80.75% 76.82% 78.16%
avg mortgage rate 4.86% 4.50% 3.76% 3.79% 4.36% 3.97% 3.76% 4.03%
% 15 year fixed mortgage 18.00% 15.69% 24.67% 16.37% 17.93% 15.49% 18.64% 20.69%
avg mortgage rate 4.28% 3.74% 2.94% 2.93% 3.31% 3.14% 2.97% 3.12%
Avg credit score 754.06 758.58 761.93 756.83 752.16 751.12 746.06 748.28
Avg LTV (loan to value) 76.87% 77.96% 80.05% 79.20% 81.93% 80.28% 81.29% 79.97%
Avg DTI (debt to income) 30.59 30.26 30.68 30.75 31.62 31.69 32.70 32.29
% First time homebuyer 23.33% 24.51% 29.33% 25.73% 23.91% 22.54% 25.00% 27.59%
Avg mortgage insurance % 5.21% 6.19% 8.41% 9.08% 9.69% 9.64% 10.54% 9.74%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Defiance, Iowa 51527

If you’re looking to buy a new home in Defiance, we have compiled a list of the leading mortgage brokers around Defiance, Iowa 51527 to help you with your search.

Name
Address
Contact

Farm Credit Service Of America

1812 Hawkeye Ave

Harlan IA 51527

(712) 755-3128

subscriptionhelp@fcsamerica.com

M J Mortgage

2 N Locust St

Glenwood IA 51527

(712) 527-6190

jodi@mjmortgagecorp.com

Ez Money Check Cashing

1824 W Broadway

Council Bluffs IA 51527

(712) 256-0400

ezmsla@ezmoneycc.com

Ace Cash Express

3030 W Broadway

Council Bluffs IA 51527

(712) 323-1852

customerservice@acecashexpress.com

Ez Money Check Cashing

2411 S 24th St

Council Bluffs IA 51527

(712) 256-7800

http://www.getezmoney.com/

Address

1812 Hawkeye Ave

Harlan IA

Contact

(712) 755-3128

subscriptionhelp@fcsamerica.com

Address

2 N Locust St

Glenwood IA

Contact

(712) 527-6190

jodi@mjmortgagecorp.com

Address

1824 W Broadway

Council Bluffs IA

Contact

(712) 256-0400

ezmsla@ezmoneycc.com

News on Mortgages and Reverse Mortgages for Defiance, Iowa 51527