Compare Today’s Mortgage Rates for Des Moines, Iowa

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Des Moines, Iowa 50981. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $15,532 or $43 / month in Des Moines and surrounding areas of Polk county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Des Moines, Iowa 50981.

No suitable program is found

Summary of Average Mortgage Terms in Des Moines, Iowa 50981

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Des Moines, Iowa 50981 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Des Moines, Iowa and around Polk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 86.54% 82.13% 83.16% 83.91% 85.35% 85.19% 88.61% 90.10%
avg mortgage rate 4.89% 4.65% 3.82% 3.87% 4.37% 4.03% 3.83% 3.99%
% 15 year fixed mortgage 10.84% 14.89% 13.51% 12.98% 13.10% 11.73% 8.90% 9.56%
avg mortgage rate 4.29% 3.86% 3.15% 2.99% 3.42% 3.18% 3.02% 3.20%
% 10 year fixed mortgage 0.70% 0.25% 0.21% 0.35% 0.42% 0.40% 0.31%
avg mortgage rate 4.16% 3.75% 2.95% 3.25% 3.13% 3.63% 3.08%
Avg credit score 769.05 764.83 764.63 759.92 756.45 758.40 756.23 760.46
Avg LTV (loan to value) 77.44% 79.06% 80.94% 81.78% 81.98% 81.56% 82.77% 83.19%
Avg Combined LTV (loan to value) 78.25% 79.68% 81.37% 82.23% 82.41% 82.21% 83.15% 83.50%
Avg DTI (debt to income) 31.90 30.98 31.92 32.91 32.72 32.83 33.27 33.43
% First time homebuyer 26.92% 22.83% 23.91% 26.64% 32.39% 27.73% 30.75% 23.55%
Avg mortgage insurance % 5.97% 7.59% 10.57% 10.61% 12.05% 12.52% 13.34% 13.26%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Des Moines, Iowa 50981

If you’re looking to buy a new home in Des Moines, we have compiled a list of the leading mortgage brokers around Des Moines, Iowa 50981 to help you with your search.

Name
Address
Contact

Peterson

1100 Locust St

Des Moines IA 50981

(515) 508-7827

Wenndt

1100 Locust St

Des Moines IA 50981

(515) 508-7981

Muller

1100 Locust St

Des Moines IA 50981

(515) 508-7912

Nationwide Advantage Mortgage

1100 Locust St

Des Moines IA 50981

(515) 224-7100

http://nationwide.com/

Wells Fargo Home Mortgage

1 Home

Des Moines IA 50981

(515) 324-3707

http://www.wellsfargo.com/mortgage/

Address

1100 Locust St

Des Moines IA

Contact

(515) 508-7827

Address

1100 Locust St

Des Moines IA

Contact

(515) 508-7981

Address

1100 Locust St

Des Moines IA

Contact

(515) 508-7912

News on Mortgages and Reverse Mortgages for Des Moines, Iowa 50981