Compare Today’s Mortgage Rates for Des Moines, Iowa
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Des Moines, Iowa 50981. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $15,532 or $43 / month in Des Moines and surrounding areas of Polk county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Des Moines, Iowa 50981.
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Summary of Average Mortgage Terms in Des Moines, Iowa 50981
Rate
APR
Expected Savings
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Total Closing Costs
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Historical Mortgage Rates for Des Moines, Iowa 50981 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Des Moines, Iowa and around Polk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.54% | 82.13% | 83.16% | 83.91% | 85.35% | 85.19% | 88.61% | 90.10% |
| avg mortgage rate | 4.89% | 4.65% | 3.82% | 3.87% | 4.37% | 4.03% | 3.83% | 3.99% |
| % 15 year fixed mortgage | 10.84% | 14.89% | 13.51% | 12.98% | 13.10% | 11.73% | 8.90% | 9.56% |
| avg mortgage rate | 4.29% | 3.86% | 3.15% | 2.99% | 3.42% | 3.18% | 3.02% | 3.20% |
| % 10 year fixed mortgage | 0.70% | 0.25% | 0.21% | 0.35% | 0.42% | 0.40% | 0.31% | |
| avg mortgage rate | 4.16% | 3.75% | 2.95% | 3.25% | 3.13% | 3.63% | 3.08% | |
| Avg credit score | 769.05 | 764.83 | 764.63 | 759.92 | 756.45 | 758.40 | 756.23 | 760.46 |
| Avg LTV (loan to value) | 77.44% | 79.06% | 80.94% | 81.78% | 81.98% | 81.56% | 82.77% | 83.19% |
| Avg Combined LTV (loan to value) | 78.25% | 79.68% | 81.37% | 82.23% | 82.41% | 82.21% | 83.15% | 83.50% |
| Avg DTI (debt to income) | 31.90 | 30.98 | 31.92 | 32.91 | 32.72 | 32.83 | 33.27 | 33.43 |
| % First time homebuyer | 26.92% | 22.83% | 23.91% | 26.64% | 32.39% | 27.73% | 30.75% | 23.55% |
| Avg mortgage insurance % | 5.97% | 7.59% | 10.57% | 10.61% | 12.05% | 12.52% | 13.34% | 13.26% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Des Moines, Iowa 50981
If you’re looking to buy a new home in Des Moines, we have compiled a list of the leading mortgage brokers around Des Moines, Iowa 50981 to help you with your search.
Name
Address
Contact
Peterson
1100 Locust St
Des Moines IA 50981
(515) 508-7827
Wenndt
1100 Locust St
Des Moines IA 50981
(515) 508-7981
Muller
1100 Locust St
Des Moines IA 50981
(515) 508-7912
Nationwide Advantage Mortgage
1100 Locust St
Des Moines IA 50981
(515) 224-7100
http://nationwide.com/
Wells Fargo Home Mortgage
1 Home
Des Moines IA 50981
(515) 324-3707
http://www.wellsfargo.com/mortgage/