Compare Today’s Mortgage Rates for Des Moines, Iowa

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Des Moines, Iowa 50981. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,336 or $15 / month in Des Moines and surrounding areas of Plymouth county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Des Moines, Iowa 50981.

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Summary of Average Mortgage Terms in Des Moines, Iowa 50981

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Des Moines, IA 50981, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Des Moines, Iowa 50981 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Des Moines, Iowa and around Plymouth county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.26% 80.33% 89.16% 88.27% 85.86% 83.33% 86.06% 87.60%
avg mortgage rate 4.86% 4.56% 3.82% 3.95% 4.42% 4.06% 3.84% 4.07%
% 15 year fixed mortgage 8.45% 16.39% 7.39% 7.82% 11.51% 14.29% 11.50% 10.85%
avg mortgage rate 4.25% 3.82% 3.28% 2.90% 3.41% 3.24% 3.00% 3.21%
Avg credit score 767.63 770.16 763.62 761.58 755.80 756.98 752.81 826.33
Avg LTV (loan to value) 78.15% 80.81% 81.45% 81.79% 82.46% 82.74% 82.43% 82.91%
Avg DTI (debt to income) 30.00 29.60 31.29 31.69 32.03 31.81 33.21 32.35
% First time homebuyer 23.00% 22.40% 19.70% 25.14% 25.99% 24.07% 30.09% 26.36%
Avg mortgage insurance % 7.37% 9.40% 9.63% 11.45% 13.30% 12.68% 13.54% 12.47%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Des Moines, Iowa 50981

If you’re looking to buy a new home in Des Moines, we have compiled a list of the leading mortgage brokers around Des Moines, Iowa 50981 to help you with your search.

Name
Address
Contact

Peterson

1100 Locust St

Des Moines IA 50981

(515) 508-7827

Wenndt

1100 Locust St

Des Moines IA 50981

(515) 508-7981

Muller

1100 Locust St

Des Moines IA 50981

(515) 508-7912

Nationwide Advantage Mortgage

1100 Locust St

Des Moines IA 50981

(515) 224-7100

http://nationwide.com/

Wells Fargo Home Mortgage

1 Home

Des Moines IA 50981

(515) 324-3707

http://www.wellsfargo.com/mortgage/

Address

1100 Locust St

Des Moines IA

Contact

(515) 508-7827

Address

1100 Locust St

Des Moines IA

Contact

(515) 508-7981

Address

1100 Locust St

Des Moines IA

Contact

(515) 508-7912

News on Mortgages and Reverse Mortgages for Des Moines, Iowa 50981