Compare Today’s Mortgage Rates in Elberon, Iowa 52225
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Elberon, Iowa 52225.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Elberon, Iowa 52225. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,867 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Elberon and other areas of Tama county.
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Summary of Average Mortgages in Elberon, Iowa 52225
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Elberon, Iowa 52225
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elberon, IA 52225. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elberon, Iowa 52225 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elberon, Iowa and around Tama county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.88% | 89.77% | 90.63% | 85.15% | 80.24% | 83.98% | 79.61% | 81.48% | 75.69% |
| avg mortgage rate | 6.14% | 4.43% | 2.82% | 3.09% | 4.12% | 4.32% | 4.00% | 3.70% | 3.83% |
| % 15 year fixed mortgage | 5.10% | 8.52% | 8.13% | 14.06% | 16.60% | 12.50% | 17.65% | 16.84% | 18.04% |
| avg mortgage rate | 5.58% | 3.62% | 2.21% | 2.62% | 3.61% | 3.75% | 3.09% | 2.88% | 2.96% |
| Avg credit score | 751.17 | 756.28 | 777.69 | 783.24 | 797.52 | 766.41 | 756.46 | 762.08 | 763.93 |
| Avg LTV (loan to value) | 80.65% | 79.21% | 82.99% | 82.51% | 82.00% | 76.51% | 77.91% | 80.30% | 76.73% |
| Avg DTI (debt to income) | 35.91 | 33.85 | 32.10 | 33.14 | 33.19 | 33.06 | 32.37 | 31.13 | 30.88 |
| % First time homebuyer | 42.86% | 39.20% | 42.71% | 40.85% | 32.41% | 22.27% | 23.14% | 35.35% | 25.10% |
| Avg mortgage insurance % | 11.93% | 9.97% | 12.60% | 12.72% | 11.94% | 6.67% | 8.15% | 8.97% | 3.86% |
Best Mortgage Brokers around Elberon, Iowa 52225
For those searching for a new home in Elberon, we have compiled a list of the top mortgage brokers located in and around Elberon, Iowa 52225 to assist you with your search.
Name
Address
Contact
Farm Credit Service Of America
1525 Boyson Rd
Hiawatha IA 52225
(319) 364-0151
webmaster@fcsamerica.com
Mortgage One Inc.
1450 Boyson Rd
Hiawatha IA 52225
(319) 393-1845
Globe
1927 Keokuk St
Iowa City IA 52225
(319) 338-5466
http://www.globeloans.com
Wells Fargo Home Mortgage
757 S Gilbert St
Iowa City IA 52225
(319) 358-5730
http://www.wellsfargo.com/mortgage/
Globe Loan Company
536 Southgate Ave
Iowa City IA 52225
(319) 338-5466
Address
1525 Boyson Rd
Hiawatha IA
Contact
(319) 364-0151
webmaster@fcsamerica.com
Address
1450 Boyson Rd
Hiawatha IA
Contact
(319) 393-1845
Address
1927 Keokuk St
Iowa City IA
Contact
(319) 338-5466
http://www.globeloans.com