Compare Today’s Mortgage Rates in Elk Horn, Iowa 51531
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Elk Horn, Iowa 51531.
Our search engine thoroughly explores all home mortgage options in Elk Horn, Iowa 51531, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,205 in lifetime cash or $26 per month in Elk Horn and other areas of Shelby county.
41.582871
-95.070015
22185
Summary of Average Mortgages in Elk Horn, Iowa 51531
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Elk Horn, Iowa 51531
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Elk Horn, Iowa 51531
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elk Horn, IA 51531. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elk Horn, Iowa 51531 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elk Horn, Iowa and around Shelby county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 100.00% | 71.67% | 76.83% | 68.18% | 77.78% | 82.61% | 69.70% | 82.76% | 82.14% |
| avg mortgage rate | 6.55% | 4.39% | 2.91% | 3.25% | 4.18% | 4.57% | 4.01% | 3.68% | 3.99% |
| % 15 year fixed mortgage | 15.00% | 17.07% | 21.21% | 12.96% | 8.70% | 21.21% | 13.79% | 17.86% | |
| avg mortgage rate | 4.17% | 2.31% | 2.59% | 4.05% | 4.19% | 3.14% | 2.63% | 3.20% | |
| Avg credit score | 715.75 | 743.63 | 736.99 | 745.42 | 739.98 | 758.83 | 743.36 | 735.10 | 1082.36 |
| Avg LTV (loan to value) | 92.88% | 82.57% | 86.29% | 87.41% | 86.41% | 85.04% | 79.79% | 79.69% | 82.00% |
| Avg DTI (debt to income) | 38.00 | 33.40 | 30.41 | 30.91 | 30.26 | 35.17 | 29.24 | 31.24 | 29.14 |
| % First time homebuyer | 62.50% | 46.67% | 50.00% | 46.97% | 50.00% | 26.09% | 36.36% | 27.59% | 35.71% |
| Avg mortgage insurance % | 23.13% | 15.25% | 17.01% | 16.70% | 15.63% | 12.74% | 8.09% | 9.83% | 9.11% |
Best Mortgage Brokers around Elk Horn, Iowa 51531
For those searching for a new home in Elk Horn, we have compiled a list of the top mortgage brokers located in and around Elk Horn, Iowa 51531 to assist you with your search.
Name
Address
Contact
Farm Credit Service Of America
1812 Hawkeye Ave
Harlan IA 51531
(712) 755-3128
subscriptionhelp@fcsamerica.com
M J Mortgage
2 N Locust St
Glenwood IA 51531
(712) 527-6190
jodi@mjmortgagecorp.com
Ez Money Check Cashing
1824 W Broadway
Council Bluffs IA 51531
(712) 256-0400
ezmsla@ezmoneycc.com
Ace Cash Express
3030 W Broadway
Council Bluffs IA 51531
(712) 323-1852
customerservice@acecashexpress.com
Ez Money Check Cashing
2411 S 24th St
Council Bluffs IA 51531
(712) 256-7800
http://www.getezmoney.com/
Address
1812 Hawkeye Ave
Harlan IA
Contact
(712) 755-3128
subscriptionhelp@fcsamerica.com
Address
2 N Locust St
Glenwood IA
Contact
(712) 527-6190
jodi@mjmortgagecorp.com
Address
1824 W Broadway
Council Bluffs IA
Contact
(712) 256-0400
ezmsla@ezmoneycc.com