Compare Today’s Mortgage Rates in Elkader, Iowa 52043
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Elkader, Iowa 52043.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Elkader, Iowa 52043. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,682 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Elkader and other areas of Clayton county.
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Summary of Average Mortgages in Elkader, Iowa 52043
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Elkader, Iowa 52043
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elkader, IA 52043. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elkader, Iowa 52043 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elkader, Iowa and around Clayton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.15% | 90.68% | 95.19% | 91.82% | 85.81% | 85.27% | 83.22% | 82.47% | 82.94% |
| avg mortgage rate | 6.20% | 4.66% | 2.84% | 3.22% | 4.18% | 4.40% | 3.97% | 3.58% | 3.87% |
| % 15 year fixed mortgage | 3.85% | 8.07% | 4.28% | 5.45% | 11.07% | 10.85% | 10.84% | 15.12% | 14.72% |
| avg mortgage rate | 5.29% | 4.38% | 2.26% | 2.64% | 3.55% | 3.85% | 3.14% | 2.84% | 3.04% |
| Avg credit score | 738.68 | 746.60 | 741.91 | 751.27 | 756.82 | 793.04 | 758.32 | 758.01 | 756.02 |
| Avg LTV (loan to value) | 84.19% | 80.89% | 84.87% | 83.55% | 81.16% | 81.80% | 80.28% | 81.86% | 80.42% |
| Avg DTI (debt to income) | 35.62 | 34.93 | 33.37 | 32.89 | 33.29 | 33.46 | 32.71 | 33.43 | 32.62 |
| % First time homebuyer | 55.13% | 40.99% | 43.32% | 37.73% | 31.83% | 27.91% | 30.42% | 27.49% | 19.40% |
| Avg mortgage insurance % | 14.03% | 12.18% | 14.86% | 13.84% | 12.35% | 12.25% | 11.02% | 12.66% | 10.07% |
Best Mortgage Brokers around Elkader, Iowa 52043
For those searching for a new home in Elkader, we have compiled a list of the top mortgage brokers located in and around Elkader, Iowa 52043 to assist you with your search.
Name
Address
Contact
Leroy C Darby
210 S Main St
Elkader IA 52043
(563) 245-2522
Tricor Insurance & Financial
500 Iowa St
Dubuque IA 52043
(563) 556-5441
info@tricorinsurance.com
EZ Money Check Cashing
3301 Pennsylvania Ave
Dubuque IA 52043
(563) 582-3770
info@getezmoney.com
Citizens Finance Co.
1275 Main St
Dubuque IA 52043
(563) 589-1980
http://www.citizensfinance.com
Hometown Cash Advance
605 W Locust St
Dubuque IA 52043
(563) 556-5999
http://www.htcashadvance.com/locations/dubuque
Address
210 S Main St
Elkader IA
Contact
(563) 245-2522
Address
500 Iowa St
Dubuque IA
Contact
(563) 556-5441
info@tricorinsurance.com
Address
3301 Pennsylvania Ave
Dubuque IA
Contact
(563) 582-3770
info@getezmoney.com