Compare Today’s Mortgage Rates for Ely, Iowa

Pureloan searches mortgage lenders and major banks in Ely, Iowa 52227 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,786 or $22 / month is expected in Ely and other areas of Linn county.

Pureloan’s search engine explores all home mortgage options in Ely, Iowa 52227, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ely, Iowa 52227

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ely, IA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ely, IA 52227, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ely, IA

Historical Mortgage Rates for Ely, Iowa 52227 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ely, Iowa and around Linn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.54% 81.68% 81.25% 82.92% 84.19% 83.19% 83.39% 86.73%
avg mortgage rate 4.86% 4.60% 3.80% 3.77% 4.29% 3.89% 3.60% 3.97%
% 15 year fixed mortgage 13.10% 14.36% 15.63% 15.30% 12.58% 14.78% 14.42% 9.18%
avg mortgage rate 4.31% 3.81% 2.98% 2.83% 3.30% 3.08% 2.84% 2.98%
Avg credit score 759.49 759.13 757.02 762.46 754.25 756.65 758.68 751.17
Avg LTV (loan to value) 77.67% 77.47% 79.13% 79.76% 80.47% 80.50% 81.47% 82.40%
Avg DTI (debt to income) 31.86 32.03 32.33 31.81 32.85 32.69 33.79 32.98
% First time homebuyer 28.57% 24.75% 12.89% 10.32% 18.39% 20.00% 27.27% 31.63%
Avg mortgage insurance % 5.50% 6.31% 8.02% 8.63% 9.71% 9.96% 12.33% 12.10%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ely, Iowa 52227

If you’re looking to buy a new home in Ely, we have compiled a list of the leading mortgage brokers around Ely, Iowa 52227 to help you with your search.

Name
Address
Contact

Farm Credit Service Of America

1525 Boyson Rd

Hiawatha IA 52227

(319) 364-0151

webmaster@fcsamerica.com

Mortgage One Inc.

1450 Boyson Rd

Hiawatha IA 52227

(319) 393-1845

Globe

1927 Keokuk St

Iowa City IA 52227

(319) 338-5466

http://www.globeloans.com

Wells Fargo Home Mortgage

757 S Gilbert St

Iowa City IA 52227

(319) 358-5730

http://www.wellsfargo.com/mortgage/

Globe Loan Company

536 Southgate Ave

Iowa City IA 52227

(319) 338-5466

Address

1525 Boyson Rd

Hiawatha IA

Contact

(319) 364-0151

webmaster@fcsamerica.com

Address

1450 Boyson Rd

Hiawatha IA

Contact

(319) 393-1845

Address

1927 Keokuk St

Iowa City IA

Contact

(319) 338-5466

http://www.globeloans.com

News on Mortgages and Reverse Mortgages for Ely, Iowa 52227