Compare Today’s Mortgage Rates in Ely, Iowa 52227
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Ely, Iowa 52227.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,624 over the lifetime of your 30-year fixed loan, or a monthly savings of $13 in Ely and other areas of Linn county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Ely, Iowa 52227
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ely, Iowa 52227
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ely, IA 52227. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ely, Iowa 52227 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ely, Iowa and around Linn county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.88% | 89.77% | 90.63% | 85.15% | 80.24% | 83.98% | 79.61% | 81.48% | 75.69% |
avg mortgage rate | 6.14% | 4.43% | 2.82% | 3.09% | 4.12% | 4.32% | 4.00% | 3.70% | 3.83% |
% 15 year fixed mortgage | 5.10% | 8.52% | 8.13% | 14.06% | 16.60% | 12.50% | 17.65% | 16.84% | 18.04% |
avg mortgage rate | 5.58% | 3.62% | 2.21% | 2.62% | 3.61% | 3.75% | 3.09% | 2.88% | 2.96% |
Avg credit score | 751.17 | 756.28 | 777.69 | 783.24 | 797.52 | 766.41 | 756.46 | 762.08 | 763.93 |
Avg LTV (loan to value) | 80.65% | 79.21% | 82.99% | 82.51% | 82.00% | 76.51% | 77.91% | 80.30% | 76.73% |
Avg DTI (debt to income) | 35.91 | 33.85 | 32.10 | 33.14 | 33.19 | 33.06 | 32.37 | 31.13 | 30.88 |
% First time homebuyer | 42.86% | 39.20% | 42.71% | 40.85% | 32.41% | 22.27% | 23.14% | 35.35% | 25.10% |
Avg mortgage insurance % | 11.93% | 9.97% | 12.60% | 12.72% | 11.94% | 6.67% | 8.15% | 8.97% | 3.86% |
Best Mortgage Brokers around Ely, Iowa 52227
For those searching for a new home in Ely, we have compiled a list of the top mortgage brokers located in and around Ely, Iowa 52227 to assist you with your search.
Name
Address
Contact
Farm Credit Service Of America
1525 Boyson Rd
Hiawatha IA 52227
(319) 364-0151
webmaster@fcsamerica.com
Mortgage One Inc.
1450 Boyson Rd
Hiawatha IA 52227
(319) 393-1845
Globe
1927 Keokuk St
Iowa City IA 52227
(319) 338-5466
http://www.globeloans.com
Wells Fargo Home Mortgage
757 S Gilbert St
Iowa City IA 52227
(319) 358-5730
http://www.wellsfargo.com/mortgage/
Globe Loan Company
536 Southgate Ave
Iowa City IA 52227
(319) 338-5466
Address
1525 Boyson Rd
Hiawatha IA
Contact
(319) 364-0151
webmaster@fcsamerica.com
Address
1450 Boyson Rd
Hiawatha IA
Contact
(319) 393-1845
Address
1927 Keokuk St
Iowa City IA
Contact
(319) 338-5466
http://www.globeloans.com